THE DESKTOP ADVANTAGE: Insurance
Desk, our desktop illustration system designed
for the Windows platform, will give your agents
the edge they need to sell your life insurance,
annuity, and long term care products in today’s
competitive market. While easy to use, Insurance
Desk provides the flexibility and full-featured
capability your agents rely on to tailor their
sales presentations to the needs of prospective
policyholders.
You will appreciate the outstanding
service we provide as we customize your Insurance
Desk
illustration system. Using a potent blend of
actuarial expertise, technical talent, and
software development experience, we will efficiently
analyze and implement your product features
and calculations. We will work with you to
insure your proposal inputs and illustrations
are fine-tuned to showcase your products, your
calculations are accurate and your illustrations
are compliant with state regulations.
ROBUST FEATURES:
- Allows for multiple solve types, a full range of riders, and year
by year variations of face amounts, premiums, death benefit options, interest
rates, additional premiums, loans and withdrawals
- Illustrations can be previewed
on screen and incorporate advanced features available in Windows environment
(i.e. logos and different font sizes)
- Illustrations can be printed directly
to PDF files which agents may save or email directly
- Help files provide basic
system information as well as guidance on how to accomplish specific tasks
- A
database is utilized to save all agent, client, and proposal information
- Internet
Updates provide an efficient method to distribute system updates. Users can
check for and install system updates from the web. Updates
utilize "patching" technology
which results in much smaller file sizes and quick downloads.
- 32-bit
system designed for Windows 95/98/2000/NT/ME/XP
STRAIGHT THROUGH PROCESSING:
- Our systems allow agents to quantify the client’s needs, generate
a product illustration, collect a signature, and then pass appropriate information
and documents to an electronic forms system for electronic submission to the
home office
- Electronic signatures can be collected on illustrations and disclosures
for electronic submission (requires signature pad)
FLEXIBILITY:
- The calculation engine is shared as a common component with our web-based
eInsDesk or desktop In
Force illustration systems
- Product calculations reflect
your product parameters and comply with IRS regulations regarding life insurance
and modified endowment contracts
- Authorization codes can be used to control
agent access to interest rate updates in addition to product and regulation
approvals by state
- Home Office tools are included to update state approvals,
turn products on and off, revise current interest rates, and facilitate regression
testing
POWERFUL OPTIONS:
- L&E Needs Analysis tools can be integrated into system to analyze
Survivor, Retirement, Education, or Disability Needs and transfer results to
a new illustration
- L&E can provide a link to eForms software which collects, validates,
and electronically submits appropriate information for applications and other
required forms
- Graphs can be used to present illustration values graphically
both on-screen and in Supplemental Illustrations
- A “Groups” option allows agents
to organize and illustrate proposals for sales situations involving employee
groups where composite reports and special
batch printing capabilities are desired
- In force illustration capability is
available using a link to your administration system to collect policy history
information
- The system can include “Presentations” (e.g. PowerPoint
slide shows) to aid agents during the sales process
- Interface and/or illustrations
can support multiple languages. We have had extensive experience with Spanish
and Portuguese.
- Using installation passwords, a single system can be used
by multiple distribution channels, even if totally different sets of products
and features
are available for different agents
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