Over the past decade or more, consumers' annual health care costs have risen considerably, which is now problematic for a large number of Americans.Does the ACA impact how consumers shop for health care?
Over the past several years or more, many employers have taken to shifting costs for health insurance over to their employees, and that has resulted in people paying significantly more for their coverage.Health insurance costs through employers went up slightly this year
The Governmental Accounting Standards Board (GASB) has approved the release of two exposure drafts related to accounting for Other Postemployment Benefits (OPEB).New GASB accounting standards on the way
These days, a larger number of companies across the country are becoming more active in offering their workers a growing raft of benefits, and in turn, they are being rewarded with happier and healthier employees.Employees satisfied with benefits experience less stress
Today, a significant number of businesses large and small, across the country, give their employees the option of participating in benefit programs which are designed to not only make those workers fitter and healthier, but also save companies money on their ongoing health care costs.Employee health benefit plans have varying effects for businesses
While many companies and workers alike have been able to find numerous positives from employee benefit plans that reward healthy behavior, it seems that one problem some may have actually comes in implementing them, as was highlighted by a recent case in Pennsylvania.Employee benefits program drawing ire at Penn State
The Affordable Care Act has already fundamentally changed the way in which employers will provide health insurance coverage to their workers in the future, but new data suggests the same may be true of other benefits as well.More health insurers monitoring consumers' online habits
While studies have shown that many companies are making a number of different benefit options available to their employees, this may not be particularly true of small businesses. Consequently, this might present insurance companies with considerable opportunities for growing their business.Few small businesses offer voluntary insurance, other benefits
While federal efforts to increase enrollment in health insurance plans offered by employers are to be implemented in the coming year, it appears that these efforts are mainly just making up ground that was lost in the previous decade or so.Uninsurance rate continues to decline nationwide
There are a number of economic factors weighing on small business owners these days, and these could have major impacts on their abilities to hire top workers in their field. However, despite these potential issues, more are now concentrating on providing higher-quality benefits as a means of drawing in these applicants for open positions, and keeping those already working for them in the fold.Life insurers bringing more workers aboard these days
With many consumers more concerned about their finances than past generations, a larger number are securing insurance policies designed to help keep their costs low in the event they require long-term care at some point.More young people taking on long-term care insurance policies
A growing number of both small and large businesses which offer their employees health insurance are now also allowing them to participate in wellness programs. These programs are designed to reduce policy costs. These days, it seems far more people are being enticed to sign up for these initiatives, especially when given a significant financial incentive to do so.More consumers enrolling in wellness incentive programs
While there was considerable speculation in the last few years that many small businesses would alter their approaches to the ways in which they covered their workers once the major mandates as part of the Affordable Care Act went into effect at the start of 2014, new data suggests most won't change much when it comes to extending these benefits.Most employers plan to continue granting health benefits under ACA
One of the major problems millions of workers across the country are now experiencing is that they're falling well short of their retirement expectations, and experts now say it may be time for their employers to do more to help them achieve those goals.Employers can do more to improve retirement benefits
Many workers in their 40s, 50s, and even 60s now find themselves financially responsible for far more than just themselves. Consequently, these individuals are using their employee benefits to help cover costs for their grown children, elderly parents, or both.More using employee benefits to care for multiple generations
While numerous businesses large and small now extend their employees the option of enrolling in company-sponsored health insurance programs, many are now also beginning to extend a new, related benefit that can provide even greater help.Does the ACA impact how consumers shop for health care?