DAVE DILLON, FSA, MAAA, FCA, MS
Shaping the Future of Actuarial Consulting
Dave Dillon is a highly respected consulting actuary with a distinguished career in the health actuarial field. Dave brings to Lewis & Ellis a wealth of expertise, strategic vision, and an unflagging commitment to the profession.
Distinguished Experience
Dave is an accomplished consulting actuary who has dedicated his career to serving insurance companies, state insurance departments, and other health insurance stakeholders. His area of expertise spans healthcare and health insurance, including the ACA, Voluntary Benefits, and financial solvency. Over the course of his illustrious career, Dave has developed a deep understanding of the complex actuarial landscape and has successfully navigated clients through numerous challenges and changes in the industry.
Over the last 15 years, Dave has assisted 23 states with healthcare and health insurance issues. He currently serves 11 states as a healthcare and health insurance adviser.
Dave has developed health insurance products for many industry-leading insurers, e.g., Lincoln Financial Group, Prudential, AIG, and Aetna.
Thought Leader in the Industry
Beyond his consulting work, Dave has also established himself as a thought leader in the industry. He frequently shares his insights and knowledge through speaking engagements and publications, contributing to the broader dialogue on actuarial science and healthcare policy.
Since 2017, Mr. Dillon has been quoted in the national media over 50 times regarding national healthcare reform issues. Dave currently serves as the Co-coordinator and interviewer for the SOA Health Podcasts series, which provides meaningful continuing education and leading-edge content for all health actuaries. Dave is also active with the American Academy of Actuaries where he serves on the Academy’s Individual and Small Group Markets Committee, the Health Financial Reporting & Solvency Committee, and the faculty of the Life & Health Qualifications Seminar.
Dave's dedication to knowledge sharing not only enhances the reputation of Lewis & Ellis, but it also propels the entire actuarial profession forward.
Recognized Expertise
Dave's expertise is widely recognized and sought after. He has been elected to the Society of Actuaries’ Board of Directors and has served on the SOA’s Health Section Council. These positions underscore the industry's respect for Dave's expertise and his ability to shape the future of the actuarial field.
Committed to Client Success
At the heart of Dave's work is a commitment to client success. Whether he's conducting a complex actuarial study, advising on a strategic decision, or sharing his insights at a conference, Dave's goal remains the same: to deliver outstanding results that drive client success.
Join L&E in appreciating Dave Dillon’s passion for actuarial science, his dedication to clients, and his contribution to the field. His expertise is a significant asset to our team and an embodiment of the commitment, integrity, and excellence that define Lewis & Ellis.
Education
Dave holds a bachelor’s degree in Mathematics from Oklahoma State University and a master’s degree in Statistics and Actuarial Science from the University of Iowa.
Professional
Fellow, Society of Actuaries
Member, American Academy of Actuaries
Fellow, Conference of the Consulting Actuaries
Board Member, Society of Actuaries Board of Directors, 2018 – 2021
Board Member, National Math Foundation, 2019 - Current
Co-Chair and Interviewer, SOA HSC Educational Podcast Series, 2015 - Current
Chair, SOA HSC Strategic Initiative, Commercial Healthcare: What’s Next? 2017 – 2018
Chair, SOA HSC Strategic Initiative Planning Committee, 2016
Member, AAA Individual and Small Group Markets Committee, 2019 – Current
Member, AAA Health Financial Reporting & Solvency Committee, 2017 – Current
Member, AAA Health Solvency Subcommittee – HRBC Task Force, 2022 - Current
Instructor, AAA Life & Health Qualifications Seminar, 2021 – Current
Member, SOA Sustainable Development Goals Task Force, 2022
Member, SOA Health Section Council, 2015 - 2016
Member, SOA Health Research Committee, 2014 - 2018
Member, SOA Project Oversight Group, Evaluating Risk Adjustment in MA, 2022
Member, SOA Project Oversight Group, Health Costs for 2021 Rating, 2020 – 2021
Member, SOA Project Oversight Group, Actuarial Model for Wellness, 2014 – 2015
2022 SOA Presidential Award
2017 SOA Volunteer of the Year Award
2022 SOA Health Meeting, Outstanding Session Award
2019 SOA Health Meeting, Outstanding Session Award
2017 SOA Health Meeting, Outstanding Session Award
2017 SOA Annual Meeting, Outstanding Session Award
Presentations
2023 Society of Actuaries Health Meeting
- Ask a Health Actuary Anything and We Mean Anything!
- Adding Espresso to Your Coffee – Learn all the Best Practices and Hot Topics About Being an Appointed Actuary
- Actuarial Professionalism: Judge and Jury
2023 Gamma Iota Sigma
- Actuarial Science & Healthcare: What’s Now, What’s Next
2022 Conference of Consulting Actuaries Webinar
- Financial Reporting and Reserving in a Changing Healthcare Environment
2022 Southeastern Actuaries Conference & Actuaries Club of the Southwest Annual Meeting
- Best Practices and Hot Topics for a Health Valuation Actuary
- Health Workshop
2022 Society of Actuaries ImpACT Meeting
- Ask a Health Actuary Anything and We Mean Anything!
- SOA Sustainable Development Goals Engagement - Taskforce Update and Opportunities
2022 Society of Actuaries Health Meeting
- Ask a Health Actuary Anything and We Mean Anything!
- Voluntary Benefits - A Mummers Parade of Regulatory Issues
- Putting the Cheez Whiz on Top – Learn all the Best Practices and Hot Topics About Being an Appointed Actuary
Boise State University, Value-Based Healthcare Program
- 2021 Guest Lecturer, Actuarial Science & Healthcare: What’s Now, What’s Next
2021 Society of Actuaries Health Meeting
- Commissioner’s Roundtable
2021 Iowa Actuaries Club Education Day
- Powering the Profession for Long-Term Growth: Strategies for Success
2020 Society of Actuaries Annual Meeting
- Commissioner’s Roundtable
2020 ACTEX Learning Webinar
- A Decade of the Affordable Care Act
- Health Valuation: Practice Makes Perfect
2020 Society of Actuaries Health Meeting
- Commissioner’s Roundtable
2020 Society of Actuaries Individual/Small Group Subgroup Meeting
- The Impact of COVID-19 on 2021 Rate Filings
2020 Society of Actuaries Health Virtual Meeting Webcast Series
- What Are We Trying to Prevent Anyways? Considerations When Re-thinking the Preventive Services Definition
- Best Practices for ACA Rate Filings
2020 ACTEX Learning Webinar
- A Decade of the Affordable Care Act
- Health Valuation: Practice Makes Perfect
2020 Gamma Iota Sigma Webinar
- Communication Skills for Actuaries
2019 Society of Actuaries Annual Meeting
- Commissioner’s Roundtable
2019 Conference of Consulting Actuaries’ Webinar
- Health Insurance Financial Reporting Hot Topics
2019 Iowa Actuaries Club Annual Meeting
- Professionalism in the Everyday Life of an Actuary
2019 InsureTech Connect, Pre-Conference Workshop
- Demystifying Regulation – Ask a Regulator
2019 University of Iowa Speaker Series
- Professionalism in the Everyday Life of an Actuary
2019 Gamma Iota Sigma International Conference
- Communication Skills for Actuaries
2019 Society of Actuaries Health Meeting
- Commissioner’s Roundtable
- Actuarial Professionalism: Judge & Jury
2018 Southeastern Actuaries Conference
- Mistaking Noise for Signal – Claims Cost Trends in a Volatile Environment
2018 Society of Actuaries Annual Meeting
- Commissioner’s Roundtable
- Actuarial Professionalism: Judge & Jury
2018 Conference of Consulting Actuaries’ Webinar
- ACA Primer: What’s Working and What Isn’t?
2018 Society of Actuaries Health Meeting
- Commissioner’s Roundtable
- Actuarial Professionalism: Judge & Jury
2018 Society of Actuaries Webinar
- Analytical Decision-Making: How to Make Better Decisions in a World with Big Data
2018 Nebraska Actuaries Club
- Healthcare Reform: What’s Now, What’s Next
2017 Society of Actuaries Annual Meeting
2017 Society of Actuaries Health Meeting
2017 Gamma Iota Sigma International Conference
- The Current State of the US Healthcare System: What’s Now, What’s Next
2017 Society of Actuaries Webinar
- Individual and Small Group Markets: An Actuarial Perspective on the Proposed Market Changes
- Risk Focused Examinations: Cats and Dogs Working Together
2016 Society of Actuaries Annual Meeting
2016 Society of Actuaries Health Meeting
2015 Society of Actuaries Webinar
2015 Society of Actuaries Annual Meeting
2014 Society of Actuaries Annual Meeting
2014 Society of Financial Examiners Career Development Seminar
- Impact of the ACA on Financial Reporting
2014 Society of Actuaries Webinar
2013 Society of Financial Examiners Career Development Seminar
- Additional Actuarial Reserves – When do you need them and how much?
2012 Society of Financial Examiners Career Development Seminar
- Premium Deficiency Reserves & Asset Adequacy Analysis
Media
2023
2021
- Supreme Court Upholds ACA, Removing 'Cloud' for Insurers, AIS Health Daily, June 21, 2021, Leslie Small
- Experts see robust participation for ACA exchanges after SCOTUS win, temporary boost to subsidies, Fierce Healthcare, Jun 18, 2021, Robert King
- COVID Factor Could Both Raise, Reduce ACA Rates Next Year, AIS Health Daily, May 28, 2021, Leslie Small
- Health Coverage Rates May Be Stable in 2022: Health Actuary, Think Advisor, May 27, 2021, Allison Bell
2020
- Obamacare Premiums Hold Steady as Profits Outweigh Covid Costs, Bloomberg Law, Oct 2, 2020, Sara Hansard
- COVID-19 plays minor role in early ACA premium requests, Modern Healthcare, June 18, 2020, Shelby Livingston
- Coronavirus drives health insurers back to Obamacare, Politico, May 14, 2020, Dan Goldberg and Susannah Luthi
- Delayed Surgeries and Checkups Help Keep Insurers in Good Health, Bloomberg Law, April 30, 2020, John Tozzi
- Health Insurance Rates Could Be Weirdly Stable: Actuaries, ThinkAdvisor, April 21, 2020, Allison Bell
- Next Year’s Obamacare Premiums May Escape Impact of Covid-19, Bloomberg Law, April 15, 2020, Sara Hansard
- Insurance companies are opting to waive cost-sharing obligations amid pandemic. Legal Reader, April 7, 2020
- The coronavirus’s unpredictable impact on next year’s health insurance rates, explained, Vox, April 1, 2020, Dylan Scott
2019
- Obamacare is stronger than ever — and a Trump-backed lawsuit could destroy it, Politico, October 31, 2019, Dan Goldberg
- Obamacare Premiums Forecast to Rise 2.5%, Insurers Expand Offerings, Bloomberg Law, Oct 4, 2019, Sara Hansard
- Job-based insurance annual premiums reach $20,000 record high, Modern Healthcare, Sept 25, 2019, Shelby Livingston
- Obamacare Rate Hikes Appear Modest for 2020, Politico, Jun 3, 2019, Paul Demko
- Affordable Care Act premium rates projected to increase by 10 percent, Healthcare Finance News, May 6, 2019, Susan Morse
- Trump Postpones Move to Dismantle Obamacare, Health Day, Apr 1, 2019, Karen Pallarito
- In Blow to Trump, Judge Blocks Health Care Law ‘End Run’, New York Times, Mar 28, 2019, Robert Pear
- Obamacare Premiums Likely to Rise 10 Percent in 2020: Actuary, Bloomberg Law, Oct 4, 2019, Sara Hansard
- Health Insurer Stocks Fall After Trump Administration Seeks Overturn of Affordable Care Act, CNBC, March 26, 2019, Bertha Coombs
2018
- UnitedHealth Group Could Benefit from Obamacare Changes, Bloomberg, Jun 20, 2018, Sara Hansard
- Trump’s ex-health secretary accidentally told the truth about Obamacare repeal, Vox, May 1, 2018, Dylan Scott
- A requiem for the individual mandate, Vox, April 13, 2018, Dylan Scott
- Individual Major Medical Plans Could Still Exist in 2019: Actuary, ThinkAdvisor, April 12, 2018, Allison Bell
2017
- Obamacare Premiums Were Stabilizing. Then Trump Happened, Vox, Oct 18, 2017, Dylan Scott
- Not Dead Yet: Obamacare Insurers Hanging in There, The New York Times, Oct 16, 2017, Reed Abelson and Margot Sanger-Katz
- Trump Signs Executive Order Hitting Obamacare, Eyes Changes to Job-Based Health Coverage, Short-Term Insurance Plans, CNBC, Oct 12, 2017, Dan Managan
- Trump Wants to ‘Fix” Obamacare with Low-Cost Plans. Here’s What You Need to Know About Them, Money, Oct 12, 2017, Alicia Adamczyk
- Experts Say Trump Order Could Upend the Health System, NBC News, Oct 12, 2017, Benjy Sarlin
- Foiled in Congress, Trump Moves on His Own to Undermine the ACA, New York Times, Oct 12, 2017, Reed Abelson
- Trump’s Not-So-Quick Fix to Undo Obamacare, Reuters, Oct 12, 2017, Caroline Humer
- Trump’s Executive Order Too Late to Affect November Open Enrollment, The Washington Examiner, Oct 12, 2017, Kimberly Leonard
- Trump Signs Order to Eliminate ACA Insurance Rules, Undermine Marketplaces, The Washington Post, Oct 12, 2017, Amy Goldstein
- With Affordable Care Act’s Future Cloudy, Costs for Many Seem Sure to Soar, New York Times, Oct 3, 2017, Reed Abelson
- Obamacare Rates Rise as Trump’s Opposition Fuels Turmoil, Bloomberg News, Sept 27, 2017, Zachary Tracer
- States Back Big Insurance Increases Amid Health Law’s Uncertainty, Wall Street Journal, Sept 21, 2017, Anna Wilde Mathews
- Health Care: President Trump’s Triple Threat, NBC News, Aug 1, 2017, Benjy Sarlin
- Insurers Shred Senate Health Bill: Premiums Will Skyrocket for Pre-Existing Conditions, Vox, July 15, 2017, Dylan Scott
- A Few Days Before the Vote, Cruz Amendment Remains Confusing, Axios, July 15, 2017, Caitlin Owens
- As Health Bill Proceeds, Insurers Regret Loss of Individual Mandate, Wall Street Journal, June 27, 2017, Anna Wilde Mathews
- The potential for gaming the ACA exchanges, Axios, June 19, 2017, Bob Herman
- GOP Uncertainty Over Obamacare Drives Insurers Out, Politico, June 8, 2017, Paul Demko
- GOP health care bill: Premiums may decline, but many will pay more for care, CNNMoney, May 26, 2017, Tami Luhby
- Obamacare Rates Could be Nearly 20 Percent Higher Next Year just from Trump Administration Delay in Subsidy Case, CNBC, May 22, 2017, Dan Managan
- White House Asks for More Time on Health Subsidies, USA Today, May 22, 2017, Jayne O’Donnell
- House GOP celebrates passing Obamacare repeal, but few cheers from health care industry, CNBC, May 4, 2017, Bertha Coombs
- New conservative health care proposal would have little impact in New York, PoliticFact New York, April 22, 2017, Dan Clark
- White House Officials, Craving Progress, Push Revised Health Bill, New York Times, April 20, 2017, Reed Abelson
- Actuary Sizes Up 2018 Individual Health Picture, ThinkAdvisor, April 19, 2017, Allison Bell
- How Trump Insurance Changes Could Affect Coverage Next Year, Associated Press, April 14, 2017, Tom Murphy
- What’s happening to my Obamacare?, CBS MoneyWatch, April 7, 2017, Walecia Konrad
- Paul Ryan's individual mandate, Politico, 3/7/2017, Paul Demko
- What if there’s no affordable insurance to buy?, Associated Press, 3/6/2017, Tom Murphy
- Ask an actuary: How might Republicans revive high-risk pools in an ACA replacement?, FierceHealthcare, Jan 25, 2017, Leslie Small
2016
- Obamacare 2017: A Peek Behind the Numbers, HealthDay, Oct 31, 2016, Karen Pallarito
- How Switching to 5:1 Age-Rating Band May Impact Rates, Enrollment, CMS Spending, AIS Health, Oct 28, 2016
- First United, Then Aetna, Scott & White, and Now Oscar: Analyzing The 2017 Marketplace After Big-Name Exits, D Healthcare Daily, Aug 24, 2016, Matt Goodman
- Is this popular ACA provision straining the exchange markets?, American Health Line, Jun 29, 2016, Rachel Schulze
- ACA Marketplaces Still Struggle to Enroll Young Adults, HFMA, May 18, 2016, Rich Daly
- Are Insurance Risk Corridors Enough To Stabilize The Market?, D Healthcare Daily, Feb 22, 2016, Matt Goodman
Podcasts
Publications
White Papers
Industry Publications
- COVID-19’s Impact on Mortality in the United States Small Talk, September 2021
- A Decade of the ACA: the Progress, Obstacles, and Successes Journal of Health Care Finance. Winter 2021, Vol 47 No 3.
- Successes of the ACA, The Actuary. March 2020, The ACA@10
- Commercial Health Care: What’s Next?, The Actuary. 2018 - 2019
- Costly Trends, The Actuary. Dec 18 Jan 19. Vol 15 Issue 6.
- Shop While You Wait, Contingencies. Jan | Feb 17. Vol 29 No 1.
- The Voluntary Health Insurance Market – Old Market, New Growth, HealthWatch.
Issue 77 January 2015
- Chapter 13 - Loss Adjustment Expenses, Health Insurance Accounting Textbook, 1st Edition.
Insurance Accounting & Systems Association. 2014
- Impact of Proposed Health Care Reform on Smaller Insurance Companies, SmallTalk.
Issue 33 November 2009
L&E Industry Insights
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