A primary and noncontributory endorsement is an important aspect of an insurance policy. Discover what it is, its common uses and more.Learn about primary and noncontributory endorsements.
The lifecycle of a claim in property and casualty (P&C) insurance is important in understanding how an insurance claim can be brought to resolution in the most efficient way possible.A business or individual relies on their P&C insurance for many reasons.
There are very few laws about what kind of insurance people do or do not have to carry, but auto insurance is nearly universal.How do consumers feel about their auto insurance?
Last summer, there was another large spate of wildfires in the Western U.S. that wrought significant damage, displacing hundreds of thousands of homeowners and businesses.Fires still a major threat to U.S. homes, are owners ready?
Around the start of novel coronavirus pandemic, there was a lot of attention paid to how much people who suddenly weren't driving nearly as much as they used to still had to pay for auto insurance.How did auto insurance costs change in 2020?
One of the biggest headline-grabbing natural disasters in recent memory is the cold snap that gripped Texas for the better part of a week, leaving millions without power, heat or water.P&C insurers brace for wave of Texas deep-freeze claims
For many who have been keeping tabs on the news over the course of 2020, it should come as no surprise that property and casualty insurers were hit quite hard.2020 one of the costliest years on record for P&C insurers
One of the notable early impacts of the coronavirus was that people started staying home, resulting in relatively empty highways and declines in driving activity totaling tens of millions of miles.How has 2020 affected auto insurance rates?
It would be difficult for anyone in the U.S., let alone just those in the insurance industry, to have missed just how active the 2020 hurricane season has been.Historic hurricane season squeezes insurers
While there has been a lot of attention paid to the industries that were dramatically affected by the novel coronavirus pandemic, in good ways and bad, auto insurance is one that may be too quickly overlooked.COVID affected auto insurers and policyholders significantly
Earlier this year, a rare but incredibly violent storm known as a derecho ripped across the Upper Midwest, and did billions of dollars worth of damage.Midwest still rebuilding after highly damaging derecho
Along the Atlantic and Gulf Coasts, states are at risk of being pummeled with a damaging tropical storm or hurricane, with 2020 on track to be one of the busiest hurricane seasons yet.How damaging will hurricane season be?
Across the country, it seems as though natural disasters are wreaking havoc on a large scale once again this year.Property insurance costs could surge in 2021
The impact of the coronavirus has significantly altered many of the ways of life previously considered "normal" in the U.S., and there seems to be no end in sight to these changes.Auto insurance industry changing due to coronavirus?
Among the biggest issues home insurers face is that while policyholders often get the coverage they need, they often do not know what that coverage actually entails.What should people know about home insurance claims?
The housing crisis was a major contributor to the overall economic meltdown seen more than a decade ago, and while there have long been fears of growing housing bubbles, experts say a burst is unlikely.
A lot of attention has been paid to the ways in which health insurance rates have risen sharply for just about everyone across the country.Auto insurance premium hikes outpace inflation
In many parts of the Upper Midwest, temperatures in recent weeks have repeatedly dipped and held below zero.Cold temperatures, winter weather wreak havoc for insurance
Across the country, the harsher weather and natural disasters that bring with them significant damage and danger for homeowners have been increasing in intensity for some time.Many may struggle to find home insurance going forward
One of the biggest issues in almost every aspect of the insurance industry is that consumers often don't fully understand the coverage they pay for every month.Combating misconceptions about homeowners' insurance
Spring is officially here, even if the weather in some parts of the country doesn't necessarily reflect that fact.Spring cleaning should include a home insurance check
One of the big expenses most people across the country have to bear every year is auto insurance, because driving is such an integral part of day-to-day American life.Auto insurance costs on the rise
The damage wrought by Hurricanes Harvey and Irma for multiple states and Caribbean Islands was significant, and the impact they had on the people there often cannot be understated.Hurricanes Harvey, Irma have big impact on P&C insurance industry
Distracted driving has long been a problem for drivers, and the growing number of motorists who use smartphones behind the wheel isn't helping the issue.Distracted driving leads to accidents, higher auto insurance rates
Property and casualty insurance isn't always an easy issue for homeowners to navigate, especially if their properties are seen as being at particular risk for potential issues.Home insurers requiring some policyholders to complete roof repairs
Nationwide, millions of Americans may be concerned with the rising cost of home insurance and other types of necessary coverage they have to carry.ÂMidwest still rebuilding after highly damaging derecho
Over the last few years, home insurance premiums, and the rate at which they're rising, have both increased sharply, and created some major financial headaches for millions of Americans.ÂHome insurance prices rising quickly in Gulf Coast states
When it comes to selling insurance policies of any type to young adults, many policy providers have likely found the last several years to be particularly difficult.Young adults still distrustful of P/C insurers?
The past few years have been relatively quiet in terms of the number of hurricanes which have made landfall in the U.S., following the major problems caused as Hurricane Sandy rampaged up the East Coast in 2012 and did significant damage.Home insurance prices rising quickly in Gulf Coast states
After an extremely difficult 2012, and some lean years both during and immediately following the end of the recent recession, many property and casualty insurance companies across the U.S. have found themselves in some uncomfortable financial positions.2013 was a great year for P&C insurers
Following the significant amount of damage done by a number of natural disasters across the country last year, federal lawmakers overhauled the nation's flood insurance program, but that has now led to significant premium hikes for hundreds of thousands of people nationwide.Coastal areas could see more significant insurance costs