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Health Care Reform

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Lewis & Ellis, Inc., Actuaries & Consultants brings over four decades of unrivaled expertise to the insurance industry’s bottom line. Our approach embraces the client’s unique profile as the cornerstone of cost-effective solution development. Whether it’s strategic actuarial services or software for innovative actuarial analysis or sales illustrations, our specialty is driving your results. It all begins with understanding your needs and giving you the kind of personal attention you deserve. Building Relationships. Building Success.


Cabe Chadick, FSA, of our Dallas office, is serving as the Interim Chief Actuary for the California Department of Managed Health Care.

David Dillon, FSA, of our Dallas office, spoke on "Premium Deficiency Reserves and Other Financial Reporting Issues for Dental Insurers" at the Delta Dental 2012 Underwriting, Actuarial, and CFO Conference which was held in New Orleans on April 30 - May 2.

Jill Humes, FSA, and Terry Long, FSA, of our Kansas City office, are attending the SOA's 2012 Life & Annuity Symposium to be held in Los Angeles on May 21 & 22. Terry Long is the Program Committee Chair for the event, a presenter for Session 69 - The Challenge of Low Interest Rates, and a moderator in the Closing General Session - The International Regulatory Landscape. Jill Humes will be a facilitator for Session 048 BG - Hot Topics for the Smaller Insurance Companies.

David Dillon, FSA, and Mike Mayberry, FSA, of our Dallas office, will attend the Society of Financial Examiners 2012 Career Development Seminar to be held in Dallas on July 29 - August 1. David will speak on "Clear as Actuarial Mud - Contract Reserve Strengthening vs. Premium Deficiency Reserves vs. Asset Adequacy Analysis". Mike will speak on "Why Life Insurance Companies use Captives".

Roger Annin, FSA, FIA, of our London & Kansas City offices, spoke on "Valuation Standards" at the International Life Settlements Conference 2012 sponsored by Deal Flow Media and held in London on May 1 & 2.

Roger Annin, FSA, FIA, of our London & Kansas City offices, was invited to speak on "How to Maximize Portfolio Value" at the Institutional Life Markets Association (ILMA) which was held in London on Monday, April 30, 2012. Mr. Annin brought an actuarial perspective to many of the issues affecting established and new funds in the longevity market.

Roger Annin, FSA, FIA, of our London & Kansas City offices, presented statistical information for actual versus expected claims experience for a major underwriter at the LEPr Conference in New York City on Wednesday, March 14th.

Lewis & Ellis has ranked 8th in the A.M. Best ranking of "Top Actuarial Firms by NPW for 2010" that has been published in the January 2012 issue of Best's Review magazine (pages 45,46). This ranking focuses on independent actuaries that provide an annual statutory actuarial opinion regarding an insurer's policy and claim reserves.

Terry Long, FSA, of our Kansas City office, spoke on Valuation, Products and Product Management in a Low Interest Rate Environment at the Chicago Actuarial Association's Annual March Workshops Meeting in Chicago in March.

Scott Gibson, FSA, of our Dallas office, was a panelist for the Investor's Roundtable, Life Settlements & Longevity Products, at the 11th Insurance Linked Securities Summit in the Cayman Islands in February.

Tom Handley, FSA, of our Kansas City office, gave a presentation on ACOs/COOPs: An Actuarial Analysis and Cost Considerations at the AAMSE ACO/COOP Summit in Boston in July.

Leon Langlitz, FSA, of our Kansas City office, gave an Actuarial Update at the National Alliance of Life Companies (NALC) 2011 Fall Conference in Park City, Utah, in September.

Roger Annin, FSA, FIA, of our London & Kansas City offices, and Scott Gibson, FSA, of our Dallas office, were panelists at The Life Settlements Conference 2011 in Las Vegas sponsored by Deal Flow Media in September.

  • Roger Annin: Session on "Life Expectancies: How Are Fund Managers Analyzing Mortality Estimates?".
  • Scott Gibson: Session on "Texas: Why is the Lone Star State Such a Magnet for Alleged Life Settlement Frauds?"

Roger Annin, FSA, FIA, of our London & Kansas City offices, spoke on "Many Facets of Due Diligence" at the LISA 2011 Compliance Conference in Atlanta in October. Roger discussed financial due diligence as it relates to portfolio and policy acquisitions.

Leon Langlitz, FSA, of our Kansas City office, presented at Session 31 - WRM Workshop for Small Companies with Max Rudolph of Rudolph Financial Consulting, LLC at the SOA 2011 Annual Meeting & Exhibit in Chicago in October.

Terry Long, FSA, of our Kansas City office, John Palmer of First Consulting and Administration, and Ralph Spaulding of Hinman Straub P.C. were part of a panel discussion on "Product Innovation - Creating and Managing Innovative Product Development" for Session 21 - Fostering an Innovative Environment at the Association of Insurance Compliance Professionals (AICP) Annual Conference in Orlando in September.

Tom Handley, FSA, of our Kansas City office, gave a presentation on Historical Trends in Health Care Costs - 1960 to Present for Session 17 PD - Current Medical Trend Drivers at the SOA 2011 Health Meeting in Boston in June. He was quoted in the "SOA Speakers Bring the Numbers" article that appeared in the Life & Health National Underwriter on June 14, 2011.

Lewis & Ellis' health actuaries consult with both insurance companies and insurance departments. Thus we're active both in developing products and in reviewing rate filings. Recently we assisted Iowa with rate reviews and were mentioned in the article "Insurance official cuts back Wellmark rate hike" that appeared in The Des Moines Register on January 29, 2011.

L&E has had its GSA Schedule Contract Number GS-23F-0083N under Schedule Number 520 - Financial and Business Solutions extended by the GSA for another five year period. Our service area is actuarial services. The contract award period is from Dec. 12, 2007 through Dec. 11, 2012. Interested parties can check out our GSA Advantage Contractor Catalog.

Be sure to check out our News section to find out all of the latest L&E news!


Lewis & Ellis' health actuaries consult with both insurance companies and insurance departments. Recently, Tom Handley provided his expertise on health care and was quoted in The Star's Editorial - Moving beyond the individual mandate, which appeared in The Kansas City Star on Sunday, March 18, 2012.