During and even after the recession, the life insurance industry took a bit of a hit as many consumers shifted their financial focus to the absolute necessities.

Over the past few years, more work has been done on the part of many states across the country to look into how life insurance companies find beneficiaries of policies for deceased clients.

Across the U.S., a large and growing number of states are starting to legally normalize marijuana use in some form or another, whether that’s approving it for medicinal use, decriminalizing it, or simply making it totally legal.

Millions of Americans see the benefit of life insurance these days, but it’s not always easy for them to actually obtain it, for one reason or another.