The idea of captive entities, which are now used by many in the life insurance industry, has been a controversial one for some time, but it seems that regulators may move to crack down on their use in the near future.

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Part of the Patient Protection and Affordable Care Act that was designed to actively encourage consumers to seek out health insurance was a fine that will be applied to their taxes if they go without any sort of coverage, but it seems that – at least for this year – many are willing to take the financial hit if it means they don't have to buy a plan.

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Consumers worried about the rising cost of health care may have even greater reason for concern these days, as a result of a new study that shows just how much increases in body mass affect how much people pay annually for treatment – even at relatively low levels.

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