
P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.

Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.

What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Older Americans must consider long-term health care costs
Older Americans have a lot of issues to consider when it comes to their health insurance and care needs as they age.
The shifting role of life insurance over the years
While many people may not fully understand the ways in which the right life insurance policy can benefit them, the general consensus among most consumers is that life insurance does provide plenty of financial protection.
Health care costs expected to keep rising nationwide
Since the Patient Protection and Affordable Care Act was passed in 2010, the rate at which health care costs have increased each year has, generally speaking, been slower than before it was implemented.
What affects life insurance costs and eligibility?
Many Americans have likely considered the benefits of obtaining a life insurance policy that can protect their loved ones financially for years to come.
As students graduate, what should they know about health insurance?
Every spring, millions of college students graduate from school and enter “the real world” for the first time.
Health care costs still a major concern
It’s no secret that health care costs have been rising sharply for years now and, even after slowing down somewhat since the passage of the Patient Protection and Affordable Care Act, growing costs remain a significant point of concern.
How can emerging tech change health care?
There is plenty of recent data to suggest that the health care industry as a whole is seeing costs rise to potentially unwieldy levels, leading to more difficulty for consumers.
Health care sector to face potentially large shortage of workers
The current health care landscape in the U.S. is such that there are many workers being hired every month to meet demand, and the industry is keeping up – for the most part.
Health insurance concerns linger for many
Across the country, millions of Americans have faced difficulties in dealing with their health insurance over the past several years, as benefits shrink and both premiums and out-of-pocket rise.
Health insurance premiums could again rise sharply
The issue of health insurance costs have been a thorny one for many parties over the past several years.


