
P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.

Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.

What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
Please join L&E at the following upcoming events:
We are not currently scheduled to attend any upcoming events.
More Articles
How will life insurance change in 2019?
The new year is nearly here and the life insurance industry is changing along with just about every sector.
Health insurance costs still a source of concern
Millions of Americans have gained broader access to health insurance as a result of the Patient Protection and Affordable Care Act, but costs continue to rise at least somewhat sharply for many of them.
Another aspect of ACA struck down?
Over the past few years, there have been numerous efforts to pick away at the various rules that made up the Patient Protection and Affordable Care Act as it was first passed.
Life insurance denied for naloxone carriers?
Life insurance is all about risk assessment and underwriters have grown quite good at it over the course of the last several decades.
How is the life insurance landscape changing?
Since the end of the recession, the ways in which life insurers have had to interface with consumers to ensure they are engaged has changed a great deal.
Addressing the life insurance coverage gap
Life insurance companies are fully aware that there’s often a sizable disparity between the amount of life insurance people need and the amount they actually have in their names.
Opinions divided over how to bring down health costs
It should come as no surprise that, given how health care costs have risen since the turn of the century, the issue now occupies a lot of how people view their financial situations overall.
Health insurance concerns linger for many
Costs for health care and insurance coverage have been a major focus for consumers, business leaders, advocacy groups and government officials for years now.
Health insurance options vary dramatically from one state to the next
The ways in which the health insurance landscape has shifted in recent years cannot be overstated.
Uninsured rate on the rise once again?
Across the U.S., millions of people have been able to gain health insurance coverage over the past several years as a result of various provisions of the Patient Protection and Affordable Care Act.


