P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Americans concerned with rising health insurance costs
Given the uncertainty now surrounding the future of the national health care landscape, it should come as little surprise that Americans have real concerns about their ability to afford coverage as rates creep even higher.
Polls suggest strong support for single-payer health insurance
As the health care debate rages in Washington, and tens of millions wait to find out what will become of their health insurance coverage, a new consensus among many Americans seems to be emerging.
Plenty of questions after health care reform bill fails
The ups and downs of the Republican attempts to repeal and replace the Patient Protection and Affordable Care Act over the last several months are well-documented.
Even current life insurance policyholders need an occasional check-up
In recent years a lot of focus in the life insurance industry as a whole has been placed on getting more people into the life insurance ecosystem who did not have coverage before.
Young adults still lag in having life insurance
While most adults tend to understand the benefits life insurance can provide for them and their loved ones, young adults in particular tend to lag behind when it comes to actually buying such coverage.
Millennials have unique relationship with health insurance coverage
While the number of people across the U.S. who are covered by some sort of health insurance has skyrocketed in recent years, there are still some groups that remain disproportionately uninsured.
Consumers need to revisit life insurance needs over time
One of the big issues many Americans may face when they deal with their life insurance is that they may not know exactly what they need at any given time.
Life insurance needs are continually evolving
The good news for both consumers and the life insurance industry simultaneously is that more people are buying coverage these days thanks to an improving economy.
Life insurance sector continues to make progress
Over the past few years, the number of Americans who could afford to buy life insurance and were motivated to do so has increased dramatically.
Distracted driving leads to accidents, higher auto insurance rates
Distracted driving has long been a problem for drivers, and the growing number of motorists who use smartphones behind the wheel isn’t helping the issue.