P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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More health insurers turning to wearables for data, decisions
For some time now, health insurance providers have been trying to incentivize adoption of healthy lifestyles by giving consumers benefits if they start wearing fitness trackers and report the associated data.
Families worry about rising health care costs
The rising cost of health care has been in the news a lot lately, and many parents may be particularly concerned about how these changes will affect their abilities to afford treatment for their children.
Greater access improved uninsurance rates in many states
Across the U.S., the effects of the Patient Protection and Affordable Care Act’s coverage mandate and expanded options for health insurance access have been obvious.
Life insurance could soon become more affordable
One of the big issues that many consumers bring up when they talk about why they don’t have life insurance, or perhaps don’t have as much as they need, is the cost.
States continue to focus on unclaimed life insurance benefits
Over the past few years, many states across the country have focused regulatory efforts on helping residents obtain life insurance benefits they may not have known about.
Life insurance industry keeps moving in the right direction
Even after the recession, many in the life insurance sector were concerned about the trends that left many Americans without coverage and little in the way of prospects for buying it any time soon.
Who received health insurance under the ACA?
Millions of people have been able to get some form of health insurance coverage since the implementation of the Patient Protection and Affordable Care Act.
As marijuana legalization spreads, how will it affect life insurance?
Over the past few years, a number of states across the country have moved to legalize or reduce the criminal penalties for marijuana use and possession, and that trend is likely to continue for some time to come.
Consumers continue to increase interest in life insurance
Over the past few years, the life insurance industry has observed the undeniable trend of consumers increasing their investments in life insurance policies, thanks in large part to the improving economy.
Number of uninsured Americans holds at record low, challenges remain
Over the past few years, the number of people able to obtain health insurance – often for the first time – due to the Patient Protection and Affordable Care Act has skyrocketed.