P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
Please join L&E at the following upcoming events:
We are not currently scheduled to attend any upcoming events.
More Articles
Are richer Americans overlooking retirement needs?
Millions of Americans are struggling to accumulate retirement savings to where they need to be to adequately prepare for their post-career lives. What most people don't realize is that this struggle extends even to affluent workers. As such, it might be wise for annuity issuers to connect with more affluent consumers to help them increase their retirement security while simultaneously generating more business.
Life insurers push for federal protections
The sequestration saga has weighed heavily on millions of Americans as well as several industries and government agencies for some time now.
Proposed legislation could be harmful to life insurance issuers
A piece of proposed legislation could have a major impact on the ways in which hedge funds are allowed to purchase and resell life insurance policies.
Life insurance industry likely to hold steady this year
While the life insurance and annuities industry has taken a bit of a hit since the start of the recession, there may be good news on the horizon for insurers.
What do young people think of life insurance?
While there may be many misconceptions out there about the ways in which the life insurance industry works, particularly among young people, it seems that many Americans under the age of 40 understand the value such policies can hold, meaning that it may be wise for insurers to do more to educate these prospective Millennial customers going forward.
Improving internal processes key to driving profits for insurers
In recent years, many insurance companies may have tried to maximize their profits in a number of ways – and this was particularly true of life insurance and annuity issuers who saw falling numbers of policyholders.
Many boomers might consider moving away from life insurance
These days, millions of older workers are still feeling the financial pinch as a result of the recent national recession, and as such, many are now reconsidering their budgets as a means of boosting their retirement savings.
Growing number of seniors cashing in life insurance
Thousands of baby boomers are now turning 65 every day, and numerous studies show that the entire generation is generally unready for their retirement.
Executives must take time to understand ORSA
These days, insurers have to deal with a large and growing number of regulations being set forth by the federal government and other organizations, and that trend is going to continue in the near future with the introduction of the Own Risk and Solvency Assessment from the National Association of Insurance Commissioners.
Officials say to expect health insurance premium increases next year
The amount of money consumers across the country pay for their health insurance is likely to rise substantially after the final rules of the Affordable Care Act are put into place.