Employee Spotlight: Joe Peterson
Get to know Joe Peterson, what brought him to Lewis & Ellis, and how he solves client issues with his team.
Why Is Life Insurance Important?
Learn why life insurance is important and how Lewis & Ellis can help insurance companies create competitive coverage packages for clients.
Employee Spotlight: Josh Hammerquist
You might not think so, but analytical thinking plays a huge role in football, which may be why Josh Hammerquist,…
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More health insurers getting into private exchanges
While health insurance providers are still somewhat uncertain about ultimate fate of the insurance exchanges that will be run by state and federal governments, more are now seeing opportunity in private marketplaces that are also being developed.
Millions will be eligible for help under ACA
Many small business owners and others in charge of working out insurance needs may be trying to assess their paths forward once the coverage mandate of the Affordable Care Act takes effect on January 1, 2014. New research shows that millions of Americans nationwide will be able to receive federal help in paying for their own policies.
What is the employer's role in educating workers on ACA requirements?
The Affordable Care Act's health insurance coverage mandate will likely be a major issue facing the majority of large businesses this year, but experts say that workers could likewise have significant issues they want addressed. New data shows that those workers want their companies to help them better understand their obligations.
Employers can do more to improve retirement benefits
One of the major problems millions of workers across the country are now experiencing is that they're falling well short of their retirement expectations, and experts now say it may be time for their employers to do more to help them achieve those goals.
Two new health insurance models receive regulatory approval
With the health insurance market poised to continue its string of dramatic changes for much of the next few years, insurance companies likely got a little bit more surety in recent days thanks to a national regulatory body approving two new types of models for major health insurance plans.
NAIC releases new valuation guidelines
The regulatory body in charge of setting minimum standards for insurers recently released a new set of actuarial guidelines related to valuation for group long-term disability insurance.
Health reform requirements for large employers
Experts have focused much of their attention on the requirements that apply to the individual and small group market. However, companies with more than fifty employees face large penalties if they do not offer "minimum value" coverage or require excessive employee premiums.
More using employee benefits to care for multiple generations
Many workers in their 40s, 50s, and even 60s now find themselves financially responsible for far more than just themselves. Consequently, these individuals are using their employee benefits to help cover costs for their grown children, elderly parents, or both.
Senators note that ACA measures may negatively affect employers
Mandates on medium- and large-sized businesses to offer health insurance to employees remains a hot topic not only among employers and health and anti-poverty advocates, but also some legislators. To curb the potential of facing penalties if coverage is not offered, some U.S. senators are taking action regarding this aspect of the Patient Protection and Affordable Care Act.
Survey finds most Americans are concerned about retirement, but aren't prepared for it
In recent years, numerous studies have shown that Americans have significantly fallen behind with saving for their retirement. The financial fallout from the recent recession and the low interest rates that have prevailed have been contributing factors. Now, most realize the need to save; however, there is still a disconnect between recognizing this shortfall and acting upon that knowledge by re-starting a retirement savings program.