Employee Spotlight: Mahak Agarwal
Learn how Mahak Agarwal came to work at Lewis & Ellis and discover her passion for actuarial work and solving technical problems.
Market Conduct Risk Framework: Key Components and Best Practices
Learn the components of a market conduct risk framework, how to build one, and best practices insurers use to strengthen it.
Case Reserves vs. IBNR: What’s the Difference?
Learn how case reserves and IBNR are estimated, how they interact, and why reserving accuracy matters for insurer solvency and compliance.
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Two new health insurance models receive regulatory approval
With the health insurance market poised to continue its string of dramatic changes for much of the next few years, insurance companies likely got a little bit more surety in recent days thanks to a national regulatory body approving two new types of models for major health insurance plans.
NAIC releases new valuation guidelines
The regulatory body in charge of setting minimum standards for insurers recently released a new set of actuarial guidelines related to valuation for group long-term disability insurance.
Health reform requirements for large employers
Experts have focused much of their attention on the requirements that apply to the individual and small group market. However, companies with more than fifty employees face large penalties if they do not offer "minimum value" coverage or require excessive employee premiums.
More using employee benefits to care for multiple generations
Many workers in their 40s, 50s, and even 60s now find themselves financially responsible for far more than just themselves. Consequently, these individuals are using their employee benefits to help cover costs for their grown children, elderly parents, or both.
Senators note that ACA measures may negatively affect employers
Mandates on medium- and large-sized businesses to offer health insurance to employees remains a hot topic not only among employers and health and anti-poverty advocates, but also some legislators. To curb the potential of facing penalties if coverage is not offered, some U.S. senators are taking action regarding this aspect of the Patient Protection and Affordable Care Act.
Survey finds most Americans are concerned about retirement, but aren't prepared for it
In recent years, numerous studies have shown that Americans have significantly fallen behind with saving for their retirement. The financial fallout from the recent recession and the low interest rates that have prevailed have been contributing factors. Now, most realize the need to save; however, there is still a disconnect between recognizing this shortfall and acting upon that knowledge by re-starting a retirement savings program.
Increase noted in employers undertaking new health advocacy benefits
While numerous businesses large and small now extend their employees the option of enrolling in company-sponsored health insurance programs, many are now also beginning to extend a new, related benefit that can provide even greater help.
Montana passes new law for life insurers
There have been many regulatory changes for the life insurance industry in the past few years, both at the federal and state levels. One that life insurers may want to keep a close eye on, in particular, was recently passed in Montana.
Indemnity insurance exceptions for Affordable Care Act more clearly defined
Various provisions of the Affordable Care Act are slowly being implemented nationwide ahead of the January 1, 2014, date on which the majority of Americans will be mandated to have health insurance coverage.
Individual health insurance claims costs likely to increase under ACA
Experts have long expected that there would be significant changes under the Affordable Care Act's reforms which fully go into effect on January 1, 2014. New estimates show just how costly some aspects of the law may be.