P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Life insurance ownership at lowest point in 10 years?
Over the course of 2020, there were plenty of headlines about how consumers were flocking to buy life insurance and otherwise shore up both their short- and long-term financial situations.
2020 one of the costliest years on record for P&C insurers
For many who have been keeping tabs on the news over the course of 2020, it should come as no surprise that property and casualty insurers were hit quite hard.
Experts continue to weigh in on Texas v. California ACA case
The Supreme Court case Texas v. California, which could ultimately determine the fate of the Patient Protection and Affordable Care Act, will not be officially decided until sometime in 2021.
How has 2020 affected auto insurance rates?
One of the notable early impacts of the coronavirus was that people started staying home, resulting in relatively empty highways and declines in driving activity totaling tens of millions of miles.
Decision coming on Texas v. California ACA case
The seemingly never-ending court cases related to the Patient Protection and Affordable Care Act continued unabated late into 2020.
COVID, diabetes and the impact on life insurance
There are a lot of negative consequences of the novel coronavirus pandemic, but for many people around the world, the risks related to diabetes may be among the most undersold.
Historic hurricane season squeezes insurers
It would be difficult for anyone in the U.S., let alone just those in the insurance industry, to have missed just how active the 2020 hurricane season has been.
COVID affected auto insurers and policyholders significantly
While there has been a lot of attention paid to the industries that were dramatically affected by the novel coronavirus pandemic, in good ways and bad, auto insurance is one that may be too quickly overlooked.
Consumers know all about their life insurance shortfalls
One of the biggest issues the life insurance sector seemingly always grapples with is people not having enough coverage to meet their long-term financial needs, and often not knowing how big the problem is.
Midwest still rebuilding after highly damaging derecho
Earlier this year, a rare but incredibly violent storm known as a derecho ripped across the Upper Midwest, and did billions of dollars worth of damage.