P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Prescription drug costs continue rising at rapid rate
Lawmakers and consumers alike have expressed frustration and concern about the rate at which prescription drug prices have been rising, but there is seemingly no end in sight for these increases.
Supreme Court again rejects challenge to ACA
Almost since the day it was first passed, the Patient Protection and Affordable Care Act has been the subject of numerous legal challenges.
Fires still a major threat to U.S. homes, are owners ready?
Last summer, there was another large spate of wildfires in the Western U.S. that wrought significant damage, displacing hundreds of thousands of homeowners and businesses.
Do millennials have the health insurance they need?
Millions of Americans lost their health insurance during the pandemic as a result of also losing their jobs, and this issue has not gone away despite government efforts to help people find coverage.
Special ACA enrollment period seeing early success
Millions of Americans lost their health care over the course of the past year as a result of job loss amid the recent economic downturn.
Study shows how U.S. health system compares with other nations
In recent years, there has been a large national conversation about the ways in which the U.S. health care system excels, and those where it lags behind those of similar countries.
Will American Rescue Plan impact health care affordability?
Health care costs have been front of mind for millions of Americans in recent years, and the economic issues surrounding the novel coronavirus pandemic have likely compounded these concerns for millions.
Are Gen-Xers facing a life insurance coverage gap?
In recent years, there has been a focus on the amount of life insurance millennials had, but it is becoming increasingly apparent that this might not have been the right generation to worry about.
Health insurers to pay out billions in rebates
Among the ins and outs insurers must comply with under the Patient Protection and Affordable Care Act is paying out rebates to policyholders when they do not meet preset medical loss ratio thresholds.
COVID vaccines proving largely effective
The national rollout of the COVID-19 vaccines in the U.S. continues apace and at this point, hundreds of millions of people have received at least one dose.