P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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How did auto insurance costs change in 2020?
Around the start of novel coronavirus pandemic, there was a lot of attention paid to how much people who suddenly weren’t driving nearly as much as they used to still had to pay for auto insurance.
Life insurers quell concerns over COVID vaccine misinformation
Suffice it to say, there has been a lot of confusion about the rollout of the various vaccines to fight the novel coronavirus.
Will consumers turn down COVID vaccine over cost concerns?
After a shaky start, the national rollout of the three novel coronavirus vaccines approved for public use in the U.S. is starting to pick up some serious steam.
Are consumers diversifying their long-term financial planning?
There has been a growing push from the life insurance industry for people to work on their long-term financial planning, and it seems the novel coronavirus pandemic helped spur them to action action.
Health care cost issues still linger as pandemic slows
The U.S. isn’t particularly close to being out of the woods when it comes to getting the novel coronavirus pandemic under control, but the nation is certainly getting there.
P&C insurers brace for wave of Texas deep-freeze claims
One of the biggest headline-grabbing natural disasters in recent memory is the cold snap that gripped Texas for the better part of a week, leaving millions without power, heat or water.
Longevity and life insurance: Why it matters as people live longer
It should come as little surprise these days that people are living longer than ever, for a variety of reasons. However, one thing that seemingly hasn’t changed very much despite that widely known fact is people’s approach to retirement planning.
Life insurance without a medical exam can be a risky proposition – but do buyers know?
When you watch TV or do a web search for life insurance, you see the same message over and over again: “Get life insurance, no medical exam required!”
How are people feeling about COVID-19 and health care?
The novel coronavirus pandemic forced some unfortunate realities on people who lost their jobs, suffered adverse health issues or were just rocked by their way of life turning completely on its head.
Can life insurers tap genetic testing results in decision-making?
In recent years, people around the world have become more excited at the prospect of using DNA testing to learn about their heritage, and send samples to various companies to get that information.