P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Coronavirus could fundamentally change health care, insurance
The ups and downs of the coronavirus pandemic seen at the state, national and even global levels aren’t over, and already many are projecting big changes for the insurance and health care landscapes.
Interest rates making life insurers concerned?
For as long as there has been life insurance, companies issuing life policies have sought to obtain as many policyholders as they possibly can.
What options do people have when they lose health insurance?
It should come as no surprise to anyone who’s seen the national unemployment statistics over the past several weeks that the job market has become increasingly dire.
Some see reasons why coronavirus will be hiccup for life insurers
It goes without saying that any sizable economic downturn is going to have a negative impact on business for many life insurers, and that’s especially true because of the current rate environment.
Recession could lead tens of millions to lose health insurance
By now, just about everyone has seen the headlines: The recession brought on by the novel coronavirus pandemic has already resulted in tens of millions of Americans losing their jobs.
Lawmakers still mull whether to reopen exchanges amid pandemic
For millions of people across the U.S., the threat of the novel coronavirus relates to both their physical and financial health.
ACA’s future hinges on delayed Supreme Court decision
Over the past decade, there have been many legal challenges to the Patient Protection and Affordable Care Act, all of which have been struck down.
Looking at the ACA a decade later
The U.S. health care system is now a little more than a decade into the era of the Patient Protection and Affordable Care Act.
Insurers may owe billions in ACA rebates
The ACA created a limit on how much companies could spend on administration and marketing, versus how much had to be put back into the insurance pool.
Health care costs likely to keep climbing
The cost of coverage and care has been growing rapidly on an annual basis in the health care industry for more than a decade at this point, and there aren’t many signs of slowing down.