P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Health insurers see roles shift amid coronavirus pandemic
It goes without saying that many aspects of the health care industry have been fundamentally altered by the outbreak of coronavirus.
Consumers still struggle with health insurance deductibles [Video]
Employers and workers alike are struggling under the weight of rising health care costs these days, but in particular, deductibles…
Could flood insurance issues prompt housing meltdown?
The housing crisis was a major contributor to the overall economic meltdown seen more than a decade ago, and while there have long been fears of growing housing bubbles, experts say a burst is unlikely.
The long-term effects of current health insurance
In recent years, many Americans have come to recognize that the current health insurance system can cause major problems for consumers.
What should current and soon-to-be retirees know about life insurance?
Many people think that life insurance is a great way to insulate yourself and your loved ones from risk when you have significant long-term financial obligations – and they’re right.
Consumers still struggle with health insurance deductibles
Perhaps the biggest frustration consumers have with their health insurance these days is cost.
Low interest rates affecting insurance sector
Over the past decade-plus the Federal Reserve Board has continually held interest rates lower than all-time averages.
Survey: Many unprepared for life insurance benefits
One of the biggest problems in the life insurance industry – for both underwriters and consumers – is that in many cases, people do not know much, or anything, about benefits to which they are entitled after a policyholder passes away.
Auto insurance premium hikes outpace inflation
A lot of attention has been paid to the ways in which health insurance rates have risen sharply for just about everyone across the country.
How a public health insurance option works [Video] [Video]
Welcome back to the Lewis and Ellis video blog. Public health insurance options have gotten a lot of headlines lately,…