
P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.

Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.

What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Small-business owners need life insurance more than they think [Video] [Video]
Small-business owners may know they need life insurance to protect their families, but what about their companies? Businesses can run…
Parents know they need life insurance, but often don’t have it [Video] [Video]
While polls show people generally understand the value of life insurance, they usually don't have any of their own. Unfortunately,…
Do consumers know what impacts life insurance rates? [Video] [Video]
Surveys show consumers understand many of the basics of life insurance, but not the finer details. For example, people know…
Why do Americans pay so much for health insurance? [Video] [Video]
Hi there. Welcome back to the Lewis and Ellis video blog. Americans generally understand that they pay a lot for…
Workers interested in employer-provided group life insurance [Video] [Video] [Video]
A recent survey found that close to sixty percent of workers want the option to buy life insurance through an…
Do consumers know what impacts life insurance rates?
One salient truth about the life insurance sector that is often proven both anecdotally and through actual surveys is that consumers don’t often understand the ins and outs of coverage.
Do insurers do enough to make sure people have life coverage?
One of the biggest issues in the life insurance sector – cited time and again by insiders – is that there simply aren’t enough people who have the kind of life insurance coverage they need.
Women have significant need for life insurance
Most polls on the subject show that the average person knows they need more life insurance than they have, but any number of factors constrain them from obtaining it.
More states making progress on insurance regulations for naloxone prescriptions
In recent years, the national opioid crisis has grabbed a lot of headlines – and rightly so.
Costs keep rising for employer-based health insurance
Americans are justifiably concerned about the cost of health care and insurance coverage.

