P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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More industry experts weighing in on improving health care
Almost regardless of background, political affiliation or any other demographic breakdown is the understanding that certain aspects of the national health care system need to be reformed.
Americans see ups and downs in health care
The issues around health care have been in the news a lot over the course of the last decade.
Dental care may be key to proper medical coverage
As one might suspect, having access good dental coverage is a key component of strong health overall, but the American health care system keeps these two issues quite separate in many cases.
Life insurance regulators still adapting to new realities
The ways in which the life insurance industry as a whole has changed in the last several years is significant, in part because of a crackdown by regulators on a number of previously normal aspects of the business.
Will a change to rebate programs help curb prescription drug price hikes?
Observers who have paid any amount of attention to health care costs in recent years has likely spotted the biggest driver in annual growth: prescription drug prices.
What does modern health insurance cover, and cost, for most consumers?
For millions of Americans, the costs and uncertainty around health care and health insurance are growing all the time.
Which groups need life insurance most?
Whether they realize it or not, almost every adult probably needs at least some life insurance.
Cold temperatures, winter weather wreak havoc for insurance
In many parts of the Upper Midwest, temperatures in recent weeks have repeatedly dipped and held below zero.
Many may struggle to find home insurance going forward
Across the country, the harsher weather and natural disasters that bring with them significant damage and danger for homeowners have been increasing in intensity for some time.
Older people increasingly worried about health care
Millions of baby boomers have either surpassed the age at which they begin to qualify for Medicare benefits, or are rapidly approaching that point.