
P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.

Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.

What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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How much do people understand their health insurance?
While people often express concern about the rising cost of their health insurance, there is also plenty of evidence to suggest that part of their frustration with coverage arises from a lack of familiarity with industry basics, as well.
Consumers worried about rising health costs
It is no secret that more health costs are being shifted away from employers and onto workers seemingly every year, forcing people to pay thousands of dollars more for their health care and insurance than they did even a few years ago.
Understanding “Medicare for All”
At this point, just about every American – and certainly everyone in the health care and insurance sectors – has heard the talk about “Medicare for All.”Â
Understanding the impact of health care reform
There has been a lot of talk about the various shapes health care reform might take, both from politicians who are tasked with overhauling the nation’s system and those inside the industry who would be strongly affected by regulatory changes.
New rules could expand health insurance options for small businesses
For some time now, the question of how businesses – regardless of size – will continue to provide health insurance to their employees has been a critical issue.
How do people feel about their health care, reform?
With so much attention being paid by both elected officials and the general public to the state of health care these days, it’s little wonder people have plenty of strong opinions about the issue.
Lawmakers Mulling Health Care Changes
The health care landscape in the U.S. has changed a lot in recent years and lawmakers continue to try fine-tuning various aspects of the issue.
How are children getting their health insurance?
Lawmakers at both the state and federal levels have been trying to find ways to ensure more Americans are covered by health insurance.
States Still Trying to Figure Out Individual Health Care Approaches
One of the biggest issues in health care these days is that while there’s an overarching federal law, many states choose to go above and beyond those rules, creating a regulatory patchwork.
How a public health insurance option works
In recent months, there has been a lot of talk about the efficacy of various approaches to health care reform, and at the top of the list for a number of individual states is the use of a public health insurance option.


