P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Colorado may put life insurance on ACA exchange
Many life insurance companies have, in the time since the recession ended, tried to do a lot more to reach consumers who might be interested in buying their policies but had not been able to do so in years past.
Experts worry over coverage gap from lack of Medicaid expansion
Medicaid expansion is a key component of the coverage mandate in the Patient Protection and Affordable Care Act (ACA). States were offered a chance to expand their Medicaid programs – with the federal government providing almost all of the funding – to ensure that coverage can be provided to the vast majority of state residents.
Life insurers may need to provide more flexibility to boost sales
The life insurance industry hasn’t had the easiest time in attracting new customers over the last several years, thanks to the economic downturn and the resultant problems it caused for many consumers’ personal bottom lines.
Oregon reverts back to federal exchange
Across the country, the federal health insurance exchange website drew a lot of ire in the first several months of its operation. However, after a massive effort to overhaul its internal workings, it is now ready to handle expected traffic levels.
Consumers who missed health insurance deadline don’t have many options
Millions of Americans were able to enroll in some sort of health insurance plan ahead of the federal deadline for doing so, but many more were left unable or unwilling to do so for various reasons.
U.S. health care spending on the rise
Many Americans have been worried about the potential impact of the Patient Protection and Affordable Care Act on their wallets for some time now, and the latest federal data shows that the amount of money consumers are spending on health care in general is on the rise.
Why Did So Many People Buy Coverage Away from the ACA Exchanges?
In the run-up to the final deadline by which consumers could sign up for health insurance through the federally mandated exchanges, there was significant interest on the part of millions of Americans.
2013 was a great year for P&C insurers
After an extremely difficult 2012, and some lean years both during and immediately following the end of the recent recession, many property and casualty insurance companies across the U.S. have found themselves in some uncomfortable financial positions.
No more deadline extensions for ACA exchanges
Large numbers of people across the country may have experienced delays in getting signed up for the Patient Protection and Affordable Care Act’s mandated health insurance exchanges, and as such the Obama administration recently allowed for those who went through such difficulties to take a little extra time beyond the March 31 deadline to get signed up.
Where do states go next under new health care law?
Now that the health insurance enrollment deadline has passed, many Americans may think that the ways in which they’ll have to deal with the Patient Protection and Affordable Care Act may no longer be significant, but that’s not the case.