P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Employers consider bare-bones coverage plans under ACA
One of the big questions that many industry analysts had when it came to health insurance coverage provided by employers under the new Patient Protection and Affordable Care Act mandates – which go into effect next year – was simply how smaller companies in particular might react.
Which Global Changes Will Most Impact the Life Insurance Industry?
These days, the world seems to be changing more rapidly than ever before, and the new facts of life that these shifting realities bring are something to which everyone must react in some way.
U.S. life insurance sector expected to rebound
Over the past several years, life insurance issuers have likely learned the hard way that the recovery hasn’t been uniform, and many companies may have continued to struggle despite broader economic improvement.
Health care spending slated to rise in 2015
Health care costs have been rising for some time now, and as a result, so too has the amount consumers spend on it.
New insurance bill put on hold
Not too long ago, the U.S. House of Representatives and Senate seemed poised to sign off on a bill that would amend part of the Dodd-Frank Wall Street Reform and Consumer Protection Act to clarify that insurance agencies did not have to conform to bank capital rules.
Early retirees falling into coverage gap?
These days, millions more Americans have health insurance than they did just a few years ago, but at the same time, there is still a potentially significant part of the population that could be affected by a lack of coverage: baby boomers who retire early.
Regulators may make life insurance industry harder to navigate
One of the things that’s most often cited by those in the life insurance industry as a potentially major impediment to future growth is heavy – and growing – oversight from regulators at both the state and federal levels.
No surprise: Consumers generally don’t have enough life insurance
Over the past several years, the life insurance industry has struggled to reach many consumers in the ways it used to, for a number of reasons.
Hurricane season likely to be quiet for P&C insurers
The past few years have been relatively quiet in terms of the number of hurricanes which have made landfall in the U.S., following the major problems caused as Hurricane Sandy rampaged up the East Coast in 2012 and did significant damage.
Life insurers get good news from U.S. Senate decision
For the past few years, since the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act, there has been a lot of uncertainty about the ways in which insurance companies had to conform to capital standards.