P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Report: Obamacare cheaper than expected
The latest cost projections released by the Congressional Budget Office suggest that health insurance costs under the ACA may be cheaper than once expected.
Experts agree on need for long-term care financing overhaul
Today, millions of Americans are already receiving some sort of long-term health care as they age, and even more are likely to need it in the coming years and decades.
Americans who missed insurance deadline may still find coverage
March 31 has now passed, and that means that the millions of Americans who signed up for the federal or state-run health insurance exchanges before that date were able to successfully avoid facing a fine for going without.
Young people dissatisfied with lack of health insurance affordability?
The Patient Protection and Affordable Care Act was intended to reduce health insurance costs for millions of Americans, but it seems that the youngest age group may have been left behind in this regard.
Life insurance regulators and insurers having to deal with more federal oversight
Insurance has traditionally been regulated by the States, but through Dodd-Frank, increased federal regulation of life insurance companies is inevitable.
Fed to raise interest rates this year, could boost life insurers
There may have been many reasons that life insurance companies have taken a bit of a hit in the last several years, both during and following the recession.
Final hours before enrollment deadline see surge
The deadline for Americans to sign up for the health insurance exchanges ahead of the date by which they would have been hit by a fine for not doing so has now come and gone, but it seems that millions of people made the effort to get in under the wire, fulfilling goals set by the Obama administration.
Where can consumers find flexibility on health care mandate deadline?
In the final days before the federally mandated March 31 deadline by which all Americans had to be covered by some sort of health plan, many were in the throes of trying to sign up for insurance policies that will help them avoid fines.
Life policies, other voluntary coverage expected to surge this year
In the past year or more, the life insurance industry has been able to recover – at least somewhat – from the blow it took during and following the recent recession, as more consumers have come back to carrying coverage after a few years of going without it.
Those without health insurance may get higher-quality trauma care
In general, people who have health insurance are in a far better position to obtain the best possible care when they need it, but that isn’t always the case.