P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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How have health care costs risen since the ACA was signed?
The Patient Protection and Affordable Care Act’s coverage mandate only went into effect this year, but the impact the law has had on the health care and insurance industries was profound long before that.
Obama administration once again working to revamp exchange sites
The rollout of the health insurance exchange websites mandated by the Patient Protection and Affordable Care Act was infamously rocky, and left the Obama administration vulnerable to criticism while also potentially costing millions of Americans the chance to find affordable health insurance options as early as possible.
When will people need to buy health insurance outside open enrollment?
These days, when Americans need to sign up for health insurance, they may think they’re only able to do so through the well-known online exchanges run by state or federal governments.
Experts worry over information problems on ACA coverage applications
Millions of Americans were able to successfully apply for health insurance coverage as part of the Obama administration’s various efforts ahead of the sign-up deadline earlier this year.
Health insurance premium increases likely to settle next year
One of the biggest issues that many consumers faced this year, as the Patient Protection and Affordable Care Act’s coverage mandate was put into place and brought millions into the health insurance pool, is that premiums for such plans took appreciable steps forward.
Important considerations for new parents buying life insurance
One of the biggest life changes people generally go through which prompts them to buy life insurance coverage for the first time is when they are having a baby.
Many in California may drop coverage from state exchange
The state and federal health insurance exchanges have largely been hailed as successful in the last few weeks, as the Obama administration announced it reached and then easily surpassed its initial enrollment goal of 7 million.
Many small business owners eschew life insurance?
These days, millions of Americans may finally be returning to buying life insurance policies after years of not doing so caused by the financial downturn.
Study: More health insurance in Massachusetts leads to fewer deaths
It stands to reason that a healthier population, generally, is one that tends to live longer, but there has been some debate about exactly how much of an impact broader access to health insurance would have for consumers nationwide.
Tens of thousands in Iowa will keep old insurance plans
When the Patient Protection and Affordable Care Act was first announced, one of the things President Barack Obama promised was that “If you like your plan, you can keep it.”