P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Experts push for up-front disclosure of health care costs
One of the biggest issues that many consumers face when they get health care is that they do not know exactly how much it might end up costing them, even if they have health insurance.
Employees satisfied with benefits experience less stress
These days, a larger number of companies across the country are becoming more active in offering their workers a growing raft of benefits, and in turn, they are being rewarded with happier and healthier employees.
Government agencies still push for young people on exchanges
The Affordable Care Act's mandated health insurance exchanges have been running effectively in the past few months after a start that was shaky to say the least, but many experts note that enrollment among the people deemed most critical to the marketplaces' success – those who are young and healthy – has lagged behind considerably.
Many employers already worried about so-called 'Cadillac tax'
Many employers have wondered about just how the various aspects of the Patient Protection and Affordable Care Act will end up impacting their bottom lines, and one of the largest concerns that many companies may have is whether they will be hit with a tax penalty which would be applied specifically for their providing workers with high-value health insurance.
Why are young people still avoiding insurance exchanges?
State and federal agents are making the final push to get people of all ages enrolled in the health insurance exchanges mandated by the Patient Protection and Affordable Care Act before the March 31 sign-up deadline.
How has ACA effected companies to this point?
The health insurance exchanges created by the Patient Protection and Affordable Care Act are now largely in place, and millions of Americans are shopping on those exchanges.
Federal health insurance exchange enrollment continues to skyrocket
The troubled initial rollout of the federal health insurance exchange site is now growing smaller in the rearview mirror as more consumers nationwide flock to the marketplaces to obtain their health coverage for the coming year.
NAIC could soon go after captives
The idea of captive entities, which are now used by many in the life insurance industry, has been a controversial one for some time, but it seems that regulators may move to crack down on their use in the near future.
Who needs life insurance the most?
When it comes to the life insurance market these days, it seems as though many people of all different demographics and backgrounds are buying in numbers not seen for several years.
Consumers likely to accept fines for going without insurance this year
Part of the Patient Protection and Affordable Care Act that was designed to actively encourage consumers to seek out health insurance was a fine that will be applied to their taxes if they go without any sort of coverage, but it seems that – at least for this year – many are willing to take the financial hit if it means they don't have to buy a plan.