P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Are life insurers positioned for a positive 2014?
The life insurance industry has gone through some significant ups and downs in the last several years as the effects of the recession took hold and prompted many Americans to shed their policies as a cost-cutting measure.
Higher body mass leads to higher health care costs
Consumers worried about the rising cost of health care may have even greater reason for concern these days, as a result of a new study that shows just how much increases in body mass affect how much people pay annually for treatment – even at relatively low levels.
Number of uninsured Americans takes major hit to start 2014
The Patient Protection and Affordable Care Act was designed to help consumers find low-cost or even free health insurance through a number of different sources, and new evidence suggests that with the mandate, a large number of people nationwide who did not have it before recently gained coverage.
Lewis & Ellis again tabbed as a top actuarial firm
Lewis & Ellis was recently recognized by Best's Review Magazine as one of the top actuarial firms in the U.S. and Canada in a number of categories, highlighting another year of excellence for the company.
Consumers eligible for insurance marketplaces slow to get involved
Millions of Americans are eligible for health insurance on the federally-run exchanges, but the percent exploring their options continues to disappoint and is running lower than initial projections.
Federal health insurance mandate now in effect
After years of preparation, tough roads, and well-publicized failures, the Patient Protection and Affordable Care Act's coverage mandate is now finally in place, meaning that all Americans are now required to have some sort of health insurance plan.
Government acknowledges major issues with Death Master File
The Social Security Death Master File has been a source of some consternation within the life insurance industry for some time now as a result of issues stemming from the ways in which it is updated.
Where will annuities go in the coming year?
As many in the life insurance and annuities industry turn their attentions toward the coming year, it might be of particular interest to see how the latter type of offering will be affected by consumers' changing attitudes toward what they can afford to save for their futures.
Employee health benefit plans have varying effects for businesses
Today, a significant number of businesses large and small, across the country, give their employees the option of participating in benefit programs which are designed to not only make those workers fitter and healthier, but also save companies money on their ongoing health care costs.
How can life insurers better market their products?
The life insurance industry is finally beginning to pull itself out of the problems in which it was mired for a number of years following the onset of the national recession, but that doesn't mean that selling, even to interested consumers, is especially easy these days.