Employee Spotlight: Joe Peterson
Get to know Joe Peterson, what brought him to Lewis & Ellis, and how he solves client issues with his team.
Why Is Life Insurance Important?
Learn why life insurance is important and how Lewis & Ellis can help insurance companies create competitive coverage packages for clients.
Employee Spotlight: Josh Hammerquist
You might not think so, but analytical thinking plays a huge role in football, which may be why Josh Hammerquist,…
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Some employers made job cut decisions prior to ACA delay decision
The decision to delay implementation of the business exchange mandate of the Affordable Care Act was made in part to accommodate government agencies that may have been a little behind schedule, but also to encourage companies to continue their hiring efforts seen in recent months. For a number of businesses nationwide, though, the announcement came a little too late.
Health insurance costs expected to spike under ACA mandate
The Affordable Care Act's controversial coverage mandate goes into effect at the beginning of next year, with enrollment starting in just a few months. Now, another estimate shows that health insurance costs will likely rise under the new law.
Florida broadens annuity requirements to consumers of all ages
In the past, there were certain requirements that people over the age of 65 had to meet before they could qualify for annuities, but now, those mandates have been extended to consumers of all ages.
Annuity market undergoing many changes
Many companies are examining the ways in which they market and sell annuities these days because of decreasing consumer interest, in part due to low interest rates. It is for this reason that these companies may want to take a number of things into consideration when planning their next steps.
All types of life insurance saw increased premiums in first quarter
With confidence in the economy improving, the demand for certain types of life insurance has increased. With the economy steadily improving, but interest rates remaining relatively low, the demand for indexed and variable Universal (UL) products is increasing. This has led to an overall increase in premium growth in the first quarter of 2013.
GAO says rollout of ACA exchanges has been difficult, slow
The ways in which the federal government is set to introduce and implement the health insurance exchanges put in place by the Affordable Care Act has come under significant scrutiny in recent months as the deadline for enrollment to begin approaches. Now, a nonpartisan government agency indicates these problems may be very troubling to properly giving consumers and companies alike access to the marketplaces.
Fewer workers being covered by employers' health insurance plans
While federal efforts to increase enrollment in health insurance plans offered by employers are to be implemented in the coming year, it appears that these efforts are mainly just making up ground that was lost in the previous decade or so.
Texas moving toward new life settlements rule change
The state of Texas may soon allow its residents to use life settlement transactions to help cover the cost of services related to long-term care, within certain parameters.
Small businesses relying on better benefits to attract, keep workers
There are a number of economic factors weighing on small business owners these days, and these could have major impacts on their abilities to hire top workers in their field. However, despite these potential issues, more are now concentrating on providing higher-quality benefits as a means of drawing in these applicants for open positions, and keeping those already working for them in the fold.
The average age of people purchasing long-term care insurance policies is dropping
With many consumers more concerned about their finances than past generations, a larger number are securing insurance policies designed to help keep their costs low in the event they require long-term care at some point.