Employee Spotlight: Mahak Agarwal
Learn how Mahak Agarwal came to work at Lewis & Ellis and discover her passion for actuarial work and solving technical problems.
Market Conduct Risk Framework: Key Components and Best Practices
Learn the components of a market conduct risk framework, how to build one, and best practices insurers use to strengthen it.
Case Reserves vs. IBNR: What’s the Difference?
Learn how case reserves and IBNR are estimated, how they interact, and why reserving accuracy matters for insurer solvency and compliance.
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Annuity market undergoing many changes
Many companies are examining the ways in which they market and sell annuities these days because of decreasing consumer interest, in part due to low interest rates. It is for this reason that these companies may want to take a number of things into consideration when planning their next steps.
Florida broadens annuity requirements to consumers of all ages
In the past, there were certain requirements that people over the age of 65 had to meet before they could qualify for annuities, but now, those mandates have been extended to consumers of all ages.
Fewer workers being covered by employers' health insurance plans
While federal efforts to increase enrollment in health insurance plans offered by employers are to be implemented in the coming year, it appears that these efforts are mainly just making up ground that was lost in the previous decade or so.
Texas moving toward new life settlements rule change
The state of Texas may soon allow its residents to use life settlement transactions to help cover the cost of services related to long-term care, within certain parameters.
Small businesses relying on better benefits to attract, keep workers
There are a number of economic factors weighing on small business owners these days, and these could have major impacts on their abilities to hire top workers in their field. However, despite these potential issues, more are now concentrating on providing higher-quality benefits as a means of drawing in these applicants for open positions, and keeping those already working for them in the fold.
The average age of people purchasing long-term care insurance policies is dropping
With many consumers more concerned about their finances than past generations, a larger number are securing insurance policies designed to help keep their costs low in the event they require long-term care at some point.
Federal agencies clarify rules for employee wellness programs
In recent years, a large and growing number of companies nationwide have determined that they may be able to reduce their employee healthcare costs by instituting wellness programs designed to get workers healthier. Now, new regulations for how these initiatives can be run have been released by a number of federal agencies.
Annuity sales tumble in first quarter
Even as the economy continues to improve, it may be slightly more difficult for companies which issue annuities to make their products attractive to workers of all ages.
Part-time workers have very little in the way of health coverage
The Affordable Care Act is changing the ways in which even small businesses are required to provide health insurance plans to their workers. This news may be welcome for part-time workers in particular, due in large part to the fact that relatively few have such coverage now.
Young people have benefited from health insurance law changes
The Affordable Care Act is front of mind for many business owners and executives as the deadline for the coverage mandate approaches, but one provision of the law has been extremely beneficial to many young people.