
P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.

Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.

What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Doctors, consumers concerned about changing health insurance landscape
The changing political realities in Washington, D.C., and elsewhere across the country could soon lead to many people losing the health insurance they obtained via the Patient Protection and Affordable Care Act’s mandated exchanges.
Life premiums keep on rising
Over the past few years, the life insurance industry has made a significant comeback in terms of people signing up for coverage.
Vast majority of Americans still struggle with basic health insurance terms
The changes to the health care landscape seen in the past several years have been significant, and that often requires consumers to know more about various aspects of their health insurance coverage than they used to.
Rising drug prices a big driver of total health care costs
It’s no secret that health insurance premiums have risen sharply in recent years as other costs related to health care and management have skyrocketed.
Cost of health insurance leads many to consider changing coverage
Millions of Americans have seen their health insurance bills rise sharply in recent years for a number of reasons.
Some groups still underrepresented when it comes to life insurance
The number of people who obtained life insurance – often for the first time – has risen slowly but surely over the several years since the end of the recession.
ACA signups reaching record levels again
Though the public health insurance exchanges run by state and federal agencies nationwide only launched a few years ago, they have become increasingly popular in each successive open enrollment period.
More consumers rely on government programs to insure their kids
Across the country, the rising cost of health insurance is leading many Americans to question how they can properly afford to get affordable care for themselves and their family members.
Some eschewing ACA health insurance requirement for 2017?
Over the past several years, the number of people buying health insurance coverage through the Patient Protection and Affordable Care Act’s mandated exchanges has risen sharply, with millions getting involved.
States continue work on improving life insurance claims
Over the past year or so, a number of state insurance regulators have turned their attentions to the ways in which people are able to find unclaimed life insurance benefits from a deceased relative.


