P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Consumers more satisfied with health insurance despite rising costs
Over the past few years, the way people interact with their health insurers on a regular basis has changed dramatically.
More being done to educate young adults about health insurance
Young adults are important to success of the healthcare exchanges and keeping the premiums affordable for all ages.
Slower growth for employer-backed health insurance premiums
A lot of the recent attention for the health insurance industry has been focused on the speed with which those who buy coverage through the ACA’s mandated exchanges are seeing their premiums rise.
Some worry about paying full price for exchange insurance
While the government-run health insurance exchange sites allow millions of Americans to buy subsidized coverage, there are millions more who also buy through those marketplaces without a subsidy.
Smokers pay much more for health insurance but don’t seem to care
The Patient Protection and Affordable Care Act brought a lot of relief to consumers concerned about not being able to get coverage at an relatively low price.
Older workers should review their life insurance needs, too
A lot of the focus in the life insurance industry over the past few years has been on getting young adults into the fold. But at the same time, some of the industry’s most loyal long-term customers may have similar needs.
More families getting life insurance
One of the biggest challenges for the life insurance industry in recent years has been recovering from the recession and convincing the youngest generation of adults just how important their coverage is.
Home insurers requiring some policyholders to complete roof repairs
Property and casualty insurance isn’t always an easy issue for homeowners to navigate, especially if their properties are seen as being at particular risk for potential issues.
ACA coverage presenting affordable options to many Americans
Since the coverage mandate of the Patient Protection and Affordable Care Act was put into place, millions of Americans have been able to get health insurance for what could have been the first time in their lives.
Employer-sponsored insurance grows more expensive for workers
Over the past few years, the cost of insurance has continued to rise, albeit at a slower pace than had been experienced across much of the previous decade.