
P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.

Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.

What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Young people still in life insurance gray area
One of the biggest issues in the life insurance industry over the past few years, even as it recovered significantly from the recession, is that younger adults still aren’t buying it en masse.
Millennials, others continue to come around on life insurance
For years after the end of the recession, perhaps the biggest concern in the life insurance industry overall was that young adults in particular were not buying this kind of coverage.
Consumers’ biggest health insurance concern continues to be cost
Rising health insurance costs have been front and center for millions of Americans over the past decade-plus, and are in fact what led to the implementation of many aspects of the Patient Protection and Affordable Care Act.
Number of Americans without health insurance reaches new lows
Since Congress passed the Patient Protection and Affordable Care Act in 2010, the number of people who go without health insurance each year has fallen slowly but steadily.
Despite ACA expansion, many still go without health insurance
Over the past few years, the number of people who have been able to get health insurance for the first time has increased significantly, adding millions of Americans to the rolls of those who have coverage.
Health insurance knowledge key to making best decisions
Tens of millions of Americans make critical decisions about their health insurance each year, whether they’re buying coverage on the exchanges or changing plans they receive through their employers.
Illinois life insurance bill inching closer to law
Over the past few years, states across the country have undertaken efforts to more closely examine how life insurers distribute death benefits.
2017 health insurance costs slated to rise
Each year, millions of Americans are hit with slightly higher costs for their health insurance coverage.
Are young people still going without life insurance?
Over the past several years – more or less since the economic crisis came to an end – industry experts have been concerned with the number of young adults who are going without life insurance.
Rhode Island the latest to crack down on unclaimed life benefits?
In recent months, a number of states across the country have begun to take a hard look at the ways in which life insurance companies ensure beneficiaries of policies receive the money due to them.


