P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
Please join L&E at the following upcoming events:
We are not currently scheduled to attend any upcoming events.
More Articles
Small businesses shying away from sponsoring health insurance
The changes to national health care laws that came with the Patient Protection and Affordable Care Act have largely been good for millions of Americans who gained the ability to obtain low-cost coverage for the first time.
Federal government blocks health insurance mergers
Over the past few years, a lot of attention has been paid to the machinations in the health insurance industry as they related to a number of the industry’s biggest participants joining forces.
Life insurance as employee benefit continues to pick up steam
During and even after the recession, the life insurance industry took a bit of a hit as many consumers shifted their financial focus to the absolute necessities.
Florida life insurance rule changes contested
Over the past few years, more work has been done on the part of many states across the country to look into how life insurance companies find beneficiaries of policies for deceased clients.
Life insurers, enrollees now facing cannabis questions
Across the U.S., a large and growing number of states are starting to legally normalize marijuana use in some form or another, whether that’s approving it for medicinal use, decriminalizing it, or simply making it totally legal.
Life insurance options opening up for the HIV-positive
Millions of Americans see the benefit of life insurance these days, but it’s not always easy for them to actually obtain it, for one reason or another.
Young adults still need to address health insurance concerns
Many aspects of the Patient Protection and Affordable Care Act were supposed to bring health insurance options to younger adults in particular, and in many ways the health care law has succeeded in that effort.
Even when offered life insurance, many employees don’t take advantage
Data over the last year-plus has repeatedly shown that the life insurance sector is getting back on track after some difficult years in the wake of the recession.
Veterans could face difficulties getting life insurance
Veterans with a history of post-traumatic stress disorder can face additional challenges in qualifying for life insurance.
Millennials turning around on life insurance as they age
During and even for years after the recession, it was very difficult to get people to buy life insurance.