P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Oregon likely to see health insurance rates spike
In the wake of the implementation of the Patient Protection and Affordable Care Act’s individual coverage mandate, health insurance premiums have ticked up each year, but usually at rates well below pre-recession norms.
Families crowdfund after deaths of uninsured kin
Polls show that while a lot of Americans don’t have life insurance, most understand that it has a significant value.
ACA credited with increased rural health insurance coverage
Since the Patient Protection and Affordable Care Act started requiring Americans to have health insurance a few years ago, millions of people who’d never had such coverage have been able to obtain it.
Many young people may still need health insurance
The Patient Protection and Affordable Care Act has helped bring health insurance coverage at a relatively low cost to millions of people nationwide.
Fewer seniors have employer-sponsored supplemental health insurance
For decades, older Americans who leave their jobs for retirement have relied upon Medicare to help them cover the various medical costs they incur.
Health insurance premiums could spike next year
Over the last decade or more, health care prices have surged, and with them, so have premiums and other costs for health insurance.
A new look at ACA-compliant non-group coverage
One of the big concerns about the Patient Protection and Affordable Care Act in recent years has been related to the ways in which the law sets minimum requirements for the benefits of health insurance policies.
Genetic testing could create complications in the life insurance industry
Genetic testing may prove beneficial for the future health of some consumers, but unresolved issues with respect to genetic testing may prove a risk either to those consumers in applying for life insurance or to life insurers in underwriting the mortality risk of life insurance applicants.
More competition may arrive for health insurance market in 2017
In the past few years, millions of Americans have flocked onto the health insurance exchanges mandated by the Patient Protection and Affordable Care Act.
What do people search for when they search for life insurance?
It’s only been in the last year or two that the life insurance market started to bounce back after a serious rough patch during and after the economic downturn.