P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Major insurer says it will extend life insurance to those with HIV
In years past, an HIV diagnosis was seen as a death sentence, and it immediately made life far more difficult for HIV-positive Americans in many ways.
Experts urge continued vigilance for life insurance buyers
One of the big issues in the life insurance industry as a whole over the last several years has been that consumers generally don’t have the firmest understanding of how such coverage works, what it should cost, and the like.
Those with ACA health insurance tend to have more health problems
People who signed up for coverage in the 2014 and 2015 open enrollment periods generally tended to have higher risk of certain diseases than those who were on individual plans prior to those years.
Consumers still face unexpected, huge medical bills despite insurance
The point of health insurance is to help insulate consumers from the often high cost of medical treatment, but it doesn’t necessarily always work out that way.
New Mexico sees more consumers getting health insurance
Across the country, many states have seen the number of residents who are able to get health insurance rise over the last few years, and that’s a trend that has continued into 2016.
Some consumers still struggle to understand health insurance
Millions of Americans have gained access to health insurance in the wake of the Patient Protection and Affordable Care Act’s coverage mandate, but issues still linger for many of those people.
Some life insurers now raising rates on old policies
The life insurance industry has been having some difficulties with investment returns due to the low interest environment for quite a while now, shrinking the profitability present on existing insurance policies.
More data shows importance of having life insurance
Over the last few years, millions of Americans have highlighted a disconnect between consumers’ ideals of valuing life insurance overall, and actually having it.
Millennials still coming into their own with life insurance
Over the last several years, one of the big items on the wish list of most people in the life insurance industry was a major buy-in from members of the youngest group of adults.
People with brain injuries may have health insurance problems
Many Americans may unfortunately suffer traumatic brain injuries that can significantly or entirely impede their ability to maintain a job.