P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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More consumers opting for life insurance with long-term care options
Over the last few years, many Americans have finally started to return to the life insurance sector after leaving following the wake of the recession.
Health insurers say exchange participation too costly for them
The health insurance industry has been slowly adapting to the various ins and outs of the Patient Protection and Affordable Care Act over the last few years, with participation in the federal state and governments’ coverage exchanges chief among them.
Kentucky considering new bill for life insurance rules
In recent years, a number of states have moved to address the often widespread issue of life insurance benefits not being claimed by their intended recipients.
More than 2 in 5 say they will have to pay more for health insurance
The rising cost of health insurance and treatment has been a part of the national conversation for years now, especially since the passage of the Patient Protection and Affordable Care Act.
Michigan companies may continue paying tax on health insurance claims
One consequence of the Patient Protection and Affordable Care Act, which has been extremely beneficial to millions of Americans, is that the health care law expanded Medicaid.
CBO slashes expectations for ACA sign-ups
For the last few years, millions of Americans have flocked to state- and federally- run health insurance exchange websites, and that number has been growing steadily at the start of each new year.
Minnesotans without health insurance becoming rare
One of the big ideas behind the Patient Protection and Affordable Care Act was that it would bring millions of Americans out of being uninsured and provide them with at least some sort of safety net in the event of a catastrophic illness or injury.
It’s important to remember why people buy life insurance
In the past year or so, consumers finally started to reverse the long-standing trend of people eschewing life insurance in the wake of the recession.
Arizona lawmakers look to pass bill for child health insurance
While many aspects of the Patient Protection and Affordable Care Act are certainly controversial, a number of states have indeed made greater efforts to get health insurance coverage for some of the most vulnerable members of society.
California implementing new life insurance regulations, PBR on the horizon
The State of California implemented four new insurance regulations effective January 1, 2016, and more are expected to be approved later this year, including PBR.