
P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.

Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.

What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Health insurance mergers drawing more scrutiny from states
Over the last few years, several of the nation’s major health insurance providers have decided to merge for a number of reasons.
Experts continue to stress importance of life insurance for millennials
Over the last few years, life insurance companies have started to slowly but surely rebuild the enrollment numbers that took such a big hit during and even after the recession, but one group is still largely absent from the market.
Consumers with high-deductible insurance often don’t consider options
Over the last several years, one of the big issues in the health care industry as a whole is that people have been buying the coverage they’re required by law to have, but they aren’t often tapping it.
Some experiencing health insurance problems to start the new year
Since 2014, millions of Americans have been able to sign up for low-cost health insurance coverage they otherwise would not have had, as a result of the Patient Protection and Affordable Care Act.
Healthcare.gov enrollment now open, but what can consumers do to save?
Millions of Americans who are eligible to either renew their health insurance coverage through Healthcare.gov or sign up for the first time are now eligible to do so for the 2016 calendar year.
Florida seeks ban on uncommon life insurance practice
Millions of Americans may be looking to buy life insurance for perfectly understandable, traditional reasons.Â
Open enrollment deadline already approaching
Millions of Americans have signed up for health insurance coverage under the Patient Protection and Affordable Care Act over the last few years, giving them access to far more reasonably priced treatments when needed.
Some jobs lead to higher costs for life insurance
Life insurance is something that a lot of Americans say they value when polled on the topic, but there seems to be a major disconnect between what they value and what they actually buy.
More life insurers tracking policyholder habits with technology
In recent years, many life insurance companies have been battling against a number of circumstances that made consumers a little hesitant to buy the (often necessary) coverage these firms offered.
High-deductible health insurance leads to reduced care, not frugality
The standard line of thought has been that if consumers see their health insurance plans involve higher deductibles, they would be more likely to shop around for the most affordable coverage and care possible resulting in reduced health-care costs.


