P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Despite improvements, Texas is still behind the nation in adults without health insurance
The state of Texas now has the highest rate of adults without health insurance in the U.S., according to a new report by the Baker Institute for Public Policy and the Episcopal Health Foundation at Rice University.Â
Unprecedented demand as Health Care Act deadline looms
An overwhelming number of people have signed up for health insurance offered under the Affordable Care Act.
Why the life insurance ownership rates have reached its lowest point
Life insurance ownership rates have hit their lowest point in recent years,
Even ACA efforts might not keep health insurance affordable
Over the past few years, millions of Americans have gotten health insurance coverage through the state and federal exchanges mandated by the Patient Protection and Affordable Care Act.
Life insurers coming around on legalized marijuana?
In the past few years, a number of states have either decriminalized or legalized marijuana use for medicinal or recreational purposes.
Health insurance scams growing more prevalent nationwide
Surveys over the last few years show that millions of Americans may have a lot of work to do when it comes to fully understanding their options where health insurance and care is concerned.
Kansas large business workers to see sharp health insurance rate hike
Each year, millions of Americans face the prospect of health insurance costs that rise more quickly than their salaries or inflation, and it’s an issue so severe that parts of the Patient Protection and Affordable Care Act were included to deal with it.
Highlighting why life insurance is so vital
In recent years, the obvious problem for the life insurance industry has been that people went away during the recession and never really came back en masse.
It’s still hard to sell millennials on life insurance
These days, those in the life insurance industry are looking for many ways in which they can boost enrollment numbers, and many are particularly focused on young adults who may be starting families and building up significant financial wherewithal.
Consumers still expressing concern over low-premium health insurance
In the last few years, one of the things that the health insurance requirement from the federal government seems to have accomplished is getting more people to carry such coverage, even if they do so grudgingly.