P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Texans see home insurance costs spiking
Nationwide, millions of Americans may be concerned with the rising cost of home insurance and other types of necessary coverage they have to carry.Â
Consumers should know their risks when buying life insurance
Polls show that millions of Americans who value life insurance do not have it, and this is for a number of reasons.
Lack of health insurance still plagues South, Southwestern U.S.
The Patient Protection and Affordable Care Act’s health insurance mandate has been in effect for years now, and brought low-cost coverage to millions of Americans who would have had trouble obtaining it before.
Experts urge Obama administration to warn on increased ACA fine
Over the past few years, many Americans have become aware that the Patient Protection and Affordable Care Act mandates a fine for those who go without health insurance coverage, to be applied to their year-end taxes.
Many struggle to afford even subsidized health care
Millions of Americans should be able to get some federal assistance when it comes to paying for their health insurance, as a result of the subsidies allowed by the Patient Protection and Affordable Care Act.
Low-income workers shying away from health insurance
Because of the various provisions of the Patient Protection and Affordable Care Act, the millions of Americans who do not have health insurance even now are required to either seek it or pay growing fines each year.
Young families should evaluate their life insurance needs
As young adults across the country begin to settle down and start families, they should consider buying a proper amount of life insurance to protect their families’ futures.
Healthcare.gov to include many new features for 2016 sign-ups
Over the past few years, the federal government’s website through which millions of Americans are expected to buy or renew their health insurance has come under major fire for a number of reasons.
Life insurer taking sales online with big data
A life insurer in Massachusetts has launched an online life insurance buying tool, allowing consumers to apply online and receive a decision within minutes on policies worth up to $1 million.
Out-of-network healthcare costs called ‘exorbitant’
Over the past several years, there has obviously been a lot of attention paid to the ways in which consumers are able to afford their health care overall.