P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Unfiled taxes still threaten health insurance subsidies for many
For some time now, the federal government, tax professionals, and those in the health insurance industry have been warning millions of Americans about a major potential risk they might face.
Many Americans costing themselves money with health insurance missteps
In the last few years, millions of Americans have been able to get health insurance for what could be the first time ever thanks to the insurance exchanges that were opened by state and federal governments.
Health insurance websites now doing more to help shoppers
Over the last few years, the ways in which health insurance can be bought online has been in the news quite a bit.
Uninsurance rate continues to decline nationwide
Across the country, millions of people have been able to get health insurance for what could be the first time ever as a result of the Patient Protection and Affordable Care Act’s coverage mandate and both state- and federally run exchanges.Â
Small businesses concerned about changing health insurance system
For decades, the ways in which companies large and small obtained health insurance coverage for their employees didn’t change very much.
Health care industry now pushing for more treatments
In the last few years, millions of Americans who never had health insurance before were able to obtain it thanks to various requirements in the Patient Protection and Affordable Care Act.Â
Federal life insurance policies face major rate hikes
Many Americans have life insurance simply because it is among the benefits offered to them by their employers.
States continue looking for unclaimed life insurance benefits
In recent years, state regulators of the life insurance industry have been more aggressive in seeking out and finding unclaimed benefits that should be extended to state residents. Insurers must likewise increase their vigilance in checking for unreported deaths.
Tax mistakes could cost millions of Americans their ACA insurance
One of the biggest issues that many Americans have encountered when buying coverage through the ACA’s exchanges is that eligibility is dependent on their incomes and tax filing statuses.
Exchange enrollment makes people better health insurance shoppers?
Over the last few years, millions of Americans have had the experience of shopping for health insurance on the federally mandated exchange websites, and found plans that fit their needs as a result.