P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Employers continue to shift health insurance costs to workers
The world of health insurance is changing rapidly these days, in no small part due to the Patient Protection and Affordable Care Act’s various regulatory changes.
National uninsurance rate declined again last year
Plenty of data has suggested that the number of people going without health insurance is declining sharply since the implementation of the Patient Protection and Affordable Care Act’s coverage mandate and associated exchanges.
Illinois residents lacking in life insurance
While millions of Americans have life insurance, millions more do not.
Old life insurance problems coming back to haunt consumers?
Life insurance was a lot easier to sell in the boom times of the mid- to late 1980s, and even into the ’90s, than it is today.Â
Young families probably don’t have enough life insurance
The coverage gap is something that has been talked about in the life insurance industry for some time now, and while progress is being made in many areas here, most experts concede that it’s probably slower than anyone in the field would like.Â
Michigan approves steep health insurance premiums hikes for 2016
Consumers in the state of Michigan tend to face high insurance costs in their everyday lives because the cost of auto coverage there typically exceeds the national average by a few thousand dollars per year.
Data breaches remain a major problem for health insurers, providers
Over the last several years companies have sharply increased the importance they place on robust data security and preventing data breaches.
Massachusetts sees rising health insurance rates for 2016
At this point, it should come as no surprise to industry experts or consumers alike that health insurance rates are rising from one year to the next.
Consumers’ understanding still a big issue for life insurers
Time and again, studies have shown that one of the biggest issues when it comes to people actually getting the life insurance they may need is misconceptions.
Some seniors struggling with universal life insurance costs
Universal life policy owners should pay particular attention to the progress of their universal life policy funding to meet their planning objectives without incurring excessive costs.