P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Nebraska changes law to make life insurance access easier
For years, the focus for many in federal and state government agencies has been on trying to put more restraints on the life insurance industry.
Life insurance coverage gap still a major concern
Over the last few years, life insurers have been caught in a bit of a no man’s land between marketing to older clients on whom they have long relied to keep the industry strong, and also trying to appeal to younger Americans who may not yet consider this type of coverage to be vital to their ongoing financial success.
How will gay marriage ruling impact the health insurance industry?
Last week, the U.S. Supreme Court handed down a number of important decisions, the most impactful of which will likely be the case of King v. Burwell, which involved federal subsidies for the Patient Protection and Affordable Care Act.
Supreme Court upholds ACA subsidies
The case before the U.S. Supreme Court that might have put millions of Americans at risk of losing their access to health insurance has instead turned into a resounding win for the Obama administration.
Will merging health insurance companies impact consumers?
In recent months, there has been a lot of talk about major mergers for some of the top health insurance providers in the U.S.
Life Insurance Industry already preparing outreach for Awareness Month
Life Insurance Awareness Month doesn’t happen until September every year, but at this point many in the field are already preparing for the full-court press they will put on to get the word out about the importance of coverage.
Urging consumers to review life insurance and annuities is important for life insurers and policyholders
While there has been a lot of talk in the last few years about the ways in which insurers could boost the number of people who are signed up for life insurance or annuities to prepare for the future, many Americans already have such policies and can increase their value to them by periodic reviews.
What happens if the ACA subsidies are struck down?
Millions of Americans have gotten health insurance – many for the first time ever – as a result of the Patient Protection and Affordable Care Act’s coverage mandate and exchanges.
Consumer life insurance preferences vary by age
Over the last few years, a lot of commentary in the life insurance industry has been focused on the ways in which companies or agents can better connect with the youngest set of adults to buoy their bottom lines.
Why do young adults really avoid life insurance?
The life insurance industry has been worried for some time now about adoption rates for coverage among the youngest group of adults.Â