P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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More young adults having kids means more need for life insurance
As millennials age into their early and mid 30s and begin to grow their families, they’re going to need life insurance to protect their loved ones should something ever happen to them.
Medicaid churn still a major problem nationwide
The way certain aspects of the Patient Protection and Affordable Care Act are set up, many Americans may be toeing a line between being eligible for Medicaid, and not having to find their own coverage.
New site lists costs by state for common health care procedures
One of the biggest concerns many Americans may have when they need to undergo a common health care procedure is the cost associated with it.
Should ‘catastrophic’ health insurance coverage be allowed?
Over the past few years, many Americans have been perturbed to find that the health insurance they carried for years prior to the mandates of the Patient Protection and Affordable Care Act went into place had to be canceled.Â
Are health insurers doing enough to be ACA compliant?
One aspect of the Patient Protection and Affordable Care Act that leans more toward the “protection” aspect is that health insurance plans must now come with minimum coverage standards for all consumers, even those buying the least expensive policies.
Do life insurers need to rethink their approach to smokers?
For many years now, being a smoker who wanted to get life insurance coverage has been a dicey proposition.Â
Generation X may need more information about life insurance policies
In recent years, the life insurance market has changed dramatically, and many companies are now starting to focus a little more on attracting younger people while also trying to retain their older clientele.Â
People marginally favor ACA these days
Over the past few years, the Patient Protection and Affordable Care Act has obviously been a major concern for a lot of people nationwide.
How satisfied are ACA exchange enrollees?
Today, millions of Americans receive their health insurance through the marketplaces mandated by the Patient Protection and Affordable Care Act, but many experts wonder how good this coverage actually is for the people who use it.
More life insurance companies incentivizing wellness
In recent years there has been a lot of focus on the ways in which life insurance companies may be able to do more to connect with people.