P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Fewer colleges offer their students health insurance
For many years, students who arrived at college without some sort of health insurance plans of their own could often count on their schools to provide at least some basic coverage.Â
More consumers cutting benefits to reduce health insurance costs
Over the last several years, the issue of affordability when it comes to health insurance has been a major concern for millions of Americans, especially as the cost of care rises but the benefits of their health insurance plans do not.Â
Is health insurance coverage getting to everyone who needs it?
Federal law these days mandates that all Americans have to be covered by some sort of health insurance, whether they receive it privately or through public exchanges, or via government programs like Medicare and Medicaid.Â
California considering health insurance for undocumented immigrants
Over the past several years, the ways in which people across the country are covered by health insurance has obviously been a major topic for many lawmakers.
California health insurance deadline moved back
Those who pay attention to the national picture when it comes to implementation of the Patient Protection and Affordable Care Act’s health insurance mandate, have likely seen the various hiccups the roll-out experiences regularly.
Oklahoma the latest state to tackle unclaimed life insurance benefits
In recent years, there has been a greater push at the state level to help people find life insurance benefits that may be in their name but which they do not know about.
Life insurance benefits to be distributed in N.H.
In recent years, there has been a greater effort at the state level across the country to help identify unclaimed life insurance benefits and distribute them to consumers within their borders.Â
Health insurance industry well-positioned these days
Health insurance companies have been through a lot in the last few years, as the various machinations of the Patient Protection and Affordable Care Act have been enacted at different times.Â
Tax penalties for lack of health insurance coverage being rolled out
The reality of the Patient Protection and Affordable Care Act is that the large number of Americans who, for one reason or another, go without health insurance will face a tax penalty for doing so.
Few young adults poised to buy life insurance?
In the last few years, a lot of concern in the life insurance industry has revolved around how companies issuing such policies can better connect with the millions of young adults in Generations X and Y.