P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Study shows life insurance companies may need to improve sales pitches
Those in the life insurance industry are likely to be acutely aware of lines of business that may have struggled in the last several years, as well as many of the reasons why.
Who needs to buy life insurance?
Over the past several years, the life insurance industry has taken a bit of a hit in terms of the number of people who are even interested in signing up for such policies.Â
Many seniors still see life insurance policies lapse
Life insurance policies have long been popular among older generations – far more so than the younger adults today – and for this reason coverage providers have long relied upon these groups to keep their bottom lines in the best shape possible.Â
Home insurance prices rising quickly in Gulf Coast states
Over the last few years, home insurance premiums, and the rate at which they’re rising, have both increased sharply, and created some major financial headaches for millions of Americans.Â
ACA to cost less than originally expected
The Patient Protection and Affordable Care Act – better known to millions of Americans as Obamacare – has certainly proven controversial for many reasons, not the least of which is the apparent price tag it will carry for years to come.
Obama administration delays penalties for HRAs
The rollout of the Patient Protection and Affordable Care Act’s various coverage mandates related to businesses has been rocky to say the least, and has consequently faced numerous delays.
Many Americans concerned with health insurance tax forms
This is the first tax season in which people across the country will have to provide the Internal Revenue Service with proof that they had health insurance for all or part of the previous year, and while most people will not experience any difficulties in doing so, many will still be affected by errors on their documentation.
What will states do if health insurance subsidies are struck down?
One of the provisions of the Patient Protection and Affordable Care Act relates to how people are able to have their health insurance subsidized when it’s purchased through government-run exchanges.
Major health insurer hit with huge data breach
Things haven’t been easy for the health insurance industry of late, especially in terms of complying with government mandates.
Life insurance applications among younger generations down, not so for older Americans
The life insurance industry has been struggling to generate new policies in the last several years thanks to the massive economic downturn of nearly a decade ago, the slow recovery and overall changing financial habits among many Americans.