P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Sign-ups for ACA exchanges continue apace
Last year, millions of Americans signed up for coverage through the health insurance exchanges mandated by the Patient Protection and Affordable Care Act, but largely did so in the final days before the extended deadline.
Do life insurers need to do more outreach to find new clients?
Many potential consumers put off purchasing life insurance due to concerns about the cost of the insurance or concerns about the products being too complicated or the response time for approval being too long.Â
Life insurance premiums on the rise
There have been a number of ways in which the life insurance industry has improved over the past year or two, as more consumers start to look into obtaining this type of coverage once again.
Small businesses still not taking to health insurance exchanges
On Nov. 15, the federal government opened its small business health insurance exchange websites, over a year later than initially scheduled. However there have been relatively few visitors to the business side of Healthcare.gov.
Many consumers plan to go without health insurance this year
The Patient Protection and Affordable Care Act was designed to make it easier for millions of Americans to better deal with their health insurance options and find coverage that worked for them.
Health insurance coverage helping young cancer patients do better
When it comes to the Patient Protection and Affordable Care Act, it seems as if the broader access to health insurance it granted to many younger Americans in particular is likely to have a significant positive impact on mortality rates when dealing with instances of cancer down the road.
Rollout of SHOP exchange sites already problematic?
Last year, the initial rollout of the health insurance exchange website for individuals was pretty much considered a disaster by just about everyone, and the federal government is consequently taking steps to ensure the same thing doesn’t happen with its small business marketplace.
Consumers still worry over rising health insurance costs?
For many Americans, the idea behind the Patient Protection and Affordable Care Act was that, as the name implied, it would allow them to potentially reduce their health insurance costs by a significant amount every year.
Many consumers left in the cold after ACA health plans shift
One of President Barack Obama’s promises related to the Patient Protection and Affordable Care Act was that if you like your plan, you can keep it.
Documentation problems continue to plague many ACA sign-ups
In recent months, it was reported that a healthy percentage of the people who signed up for – and were granted access to – the health insurance exchanges put into place by the Patient Protection and Affordable Care Act were later flagged for documentation issues that might have rendered them ineligible.