P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Small business owners worried about rising health insurance costs
In the last few years, there has certainly been more of a focus on the rising cost of health insurance and what people can do to keep their expenditures on this kind of coverage down.
Louisiana focusing on unclaimed life insurance
Every year, millions of Americans pass away and many of those people have life insurance policies in their names.
New York weighing new tax on health insurance
Over the last several years, the amount of money people pay for their health insurance has been a major point of contention, and was in fact a big driver behind the passage of the Patient Protection and Affordable Care Act.
Indexed universal life insurance proving more popular, effective
Currently, tens of thousands of baby boomers are reaching their official retirement age every day, and that’s going to continue for many years to come.
Which way might the health insurance field move next year?
The health insurance sector has, of course, changed dramatically in the last few years for a number of reasons, and whether that’s for the better overall really hasn’t been determined at this point.
Supreme Court case could have major impact on ACA
The various aspects of the Patient Protection and Affordable Care Act have been controversial for some time, and some of them have even been tried in court
Many states’ rising health insurance costs concerning to workers
It should come as no surprise to those in the health insurance industry that rising costs have weighed on consumers’ home finances for some time now, and many are starting to feel rather concerned about this type of increase.
Uninsurance rates reached new lows in the fourth quarter
Nationwide, the number of people who do not have health insurance continues to dwindle precipitously, thanks to many of the provisions of the Patient Protection and Affordable Care Act.
Could CHIP be on the chopping block?
Across the country, millions of Americans have been able to get affordable health insurance as a result of the various provisions of the Patient Protection and Affordable Care Act. However, Congress’s action or inaction on the CHIP program funding may affect health insurance coverage options for low-income children that are eligible for the current CHIP program.
Consumers face narrower care networks on health insurance
The health insurance landscape has changed markedly since the passage of the Patient Protection and Affordable Care Act several years ago, and those alterations to the coverage people have faced for decades continue to happen even now.