P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Even experts can find health insurance exchanges confusing
It’s getting to be that time of year, when the federal health insurance exchange websites have open enrollment for consumers to sign up for and change their health insurance coverage for the coming year.
Healthcare.gov enrollment to be lower than expected?
The open enrollment period for the Healthcare.gov and associated health insurance exchange sites begins for 2015 and many experts have turned their attentions to the number of people who are expected to sign up for the sites this year.
Employers approaching major health care decision deadlines
The Patient Protection and Affordable Care Act mandate for businesses finally goes into effect on Jan. 1, 2015, meaning that many companies across the country will have to start making hard and fast decisions about the ways in which they will approach insuring – or not insuring – their employees going forward.
Wisconsin sees more health insurance availability for same-sex couples
Over the past few years, two of the biggest controversies on a national level have been the health insurance coverage mandate and same-sex marriage.
California voters to decide on overhaul of health insurance rate-setting
The regulatory controls states have over insurers’ ability to set premiums has been a major issue in various parts of the country over the last several months or more.
How can life insurers make people eager to buy coverage?
One of the biggest hurdles life insurance issuers have had to overcome in the past few years – and which they’ve only achieved to varying degrees – is the fact that people simply aren’t eager to buy such coverage these days, for any number of reasons.
Proposed life insurance rule would help children of same-sex couples
The life insurance industry has seen a variety of new regulations over the past several years, and several new ones are in the process of being adopted over the next few years.
How do consumers look for life insurance, other coverage?
These days, the life insurance industry seems to be constantly in search of ways to boost client rolls, but haven’t really been able to find a significant foothold even as the broader economy continues to improve.
Population without health insurance continues to shrink
The Patient Protection and Affordable Care Act was, at its core, intended to do two things: Make sure more people have health insurance, and reduce the cost of care.Â
Idaho school district makes expected move to cut health coverage costs
One of the most common predictions made by experts in the wake of the business coverage mandate of the Patient Protection and Affordable Care Act seems to now be coming true.