P&C Insurance Trends Insurers Need To Watch in 2026
Explore the P&C insurance trends defining 2026: AI-driven underwriting, rising catastrophe losses, and the emerging risks insurers should watch.
Loss Development Factor: A Practical Guide for Property and Casualty Insurance
Understand loss development factors (LDF) with simple explanations, formulas and examples, including how actuaries use them to estimate future claims.
What Is a Market Conduct Exam? Steps, Findings, and Prep
Learn what a market conduct exam is, what regulators review, key steps in the process, and how insurers can prepare for compliance audits.
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Health insurance advertising trends important to track
The health insurance field is a competitive one, with many different companies trying to connect with consumers who, these days, are becoming more aware of the benefits of such coverage.
Number of uninsured Americans dropped substantially this year
One of the most important aspects of the Patient Protection and Affordable Care Act was, as the name implies, designed to make sure more Americans had access to reasonably priced health insurance coverage going forward.
Many middle class Americans do not own life insurance
With the economy improving since the recent recession, it is important for insurance companies to look toward areas of potential growth. The middle class has always been a group that insurance companies targeted to gain new customers, but it seems as if the current uninsured or underinsured middle class offers further potential for growth based on a study recently completed by LIMRA.
New health insurance enrollment law could change coverage for many
The vast majority of Americans with health insurance get their coverage through their employers, a fact which was not changed by the Patient Protection and Affordable Care Act’s coverage mandate that went into effect last year.
Life insurance remains a big draw for employers’ benefits
These days, competition for high-quality employees has increased significantly in many fields. As a consequence more employers are seeking to boost their edge over their rivals by increasing the benefits offerings extended to both incoming and existing employees.
Which states have the highest return on health care spending?
It’s a well-known fact that Americans spend a lot of money on health care every year – $2.9 trillion, in fact – but the amount of care each individual gets for every dollar they put into that massive pot can vary significantly based upon a number of factors.
Annuity sales went up appreciably in the second quarter
The life insurance and annuities sectors haven’t had the easiest go of things in the time since the economic downturn began, but it seems that the latter took a fairly significant step forward in the second quarter of the year.
Health insurance requirements acting as a drag on business?
The Patient Protection and Affordable Care Act brought with it a requirement that companies with 50 employees or more had to provide those workers with some type of health insurance option, and that has proven controversial to say the least.
More Californians support health insurance laws these days
The Patient Protection and Affordable Care Act has been controversial to say the least since it was signed into law a few years ago.
Nonprofit group, insurers planning more transparency in pricing
One of the biggest problems that many consumers have faced in the last few years with regard to their health insurance coverage is that they often did not know what they were paying for, or how much their costs would increase from one year to the next.