Employee Spotlight: Mahak Agarwal
Learn how Mahak Agarwal came to work at Lewis & Ellis and discover her passion for actuarial work and solving technical problems.
Market Conduct Risk Framework: Key Components and Best Practices
Learn the components of a market conduct risk framework, how to build one, and best practices insurers use to strengthen it.
Case Reserves vs. IBNR: What’s the Difference?
Learn how case reserves and IBNR are estimated, how they interact, and why reserving accuracy matters for insurer solvency and compliance.
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Low-income workers seeing increased cost on health insurance
Across the country, workers of all stripes have likely seen their health insurance costs increase substantially over the last decade or more, but the problems that arise from that issue are not spread uniformly.
Small Businesses Find Lower-Cost Health Coverage Via SHOP Exchanges
In 2015, small businesses with at least 50 full-time employees will be required to provide health insurance options to those workers, while companies with fewer employees will continue to be exempt.
Florida hospitals may help low-income patients with insurance costs
One of the biggest concerns many consumers may have, even after the implementation of many of the various Patient Protection and Affordable Care Act, is that the cost of buying their coverage remains quite high, especially if they have lower incomes. However, it now seems as though some health care providers in Florida might be trying to help them deal with those costs.
Health insurance advertising trends important to track
The health insurance field is a competitive one, with many different companies trying to connect with consumers who, these days, are becoming more aware of the benefits of such coverage.
Number of uninsured Americans dropped substantially this year
One of the most important aspects of the Patient Protection and Affordable Care Act was, as the name implies, designed to make sure more Americans had access to reasonably priced health insurance coverage going forward.
Many middle class Americans do not own life insurance
With the economy improving since the recent recession, it is important for insurance companies to look toward areas of potential growth. The middle class has always been a group that insurance companies targeted to gain new customers, but it seems as if the current uninsured or underinsured middle class offers further potential for growth based on a study recently completed by LIMRA.
New health insurance enrollment law could change coverage for many
The vast majority of Americans with health insurance get their coverage through their employers, a fact which was not changed by the Patient Protection and Affordable Care Act’s coverage mandate that went into effect last year.
Life insurance remains a big draw for employers’ benefits
These days, competition for high-quality employees has increased significantly in many fields. As a consequence more employers are seeking to boost their edge over their rivals by increasing the benefits offerings extended to both incoming and existing employees.
Which states have the highest return on health care spending?
It’s a well-known fact that Americans spend a lot of money on health care every year – $2.9 trillion, in fact – but the amount of care each individual gets for every dollar they put into that massive pot can vary significantly based upon a number of factors.
Annuity sales went up appreciably in the second quarter
The life insurance and annuities sectors haven’t had the easiest go of things in the time since the economic downturn began, but it seems that the latter took a fairly significant step forward in the second quarter of the year.